{
  "canonical_url": "https://lendb.ai/in/north-carolina/johnston-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 35 funded USDA home loans in Johnston County, NC in 2025, 74 loans in all, per HMDA, FFIEC/CFPB data. The most active were Fairway Independent Mortgage Corporation (10), American Security Mortgage Corp (8) and Vanderbilt Mortgage and Finance, Inc. (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Johnston County are linked below.",
  "county": {
    "fips": "37101",
    "name": "Johnston County",
    "state": "NC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 35,
    "lenders_10": 1,
    "loans": 74,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 82361,
            "full_name": "Don Waters",
            "canonical_url": "https://lendb.ai/lo/donald-waters-82361",
            "branch_city": "Clayton",
            "branch_state": "NC"
          },
          {
            "nmls_id": 107187,
            "full_name": "Natalya Hill",
            "canonical_url": "https://lendb.ai/lo/natalya-hill-107187",
            "branch_city": "Clayton",
            "branch_state": "NC"
          },
          {
            "nmls_id": 188427,
            "full_name": "Bart Poynor",
            "canonical_url": "https://lendb.ai/lo/bart-poynor-188427",
            "branch_city": "Clayton",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 191118,
            "full_name": "Jimmy Hedges",
            "canonical_url": "https://lendb.ai/lo/james-hedges-191118",
            "branch_city": "Cary",
            "branch_state": "NC"
          },
          {
            "nmls_id": 616398,
            "full_name": "Stephanie Davis",
            "canonical_url": "https://lendb.ai/lo/stephanie-davis-616398",
            "branch_city": "Cary",
            "branch_state": "NC"
          },
          {
            "nmls_id": 702701,
            "full_name": "Larry Mitchell",
            "canonical_url": "https://lendb.ai/lo/larry-mitchell-702701",
            "branch_city": "Cary",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 53489,
            "full_name": "Cristina Osborne",
            "canonical_url": "https://lendb.ai/lo/cristina-osborne-53489",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 68334,
            "full_name": "Kurt Wahlstrom",
            "canonical_url": "https://lendb.ai/lo/kurt-wahlstrom-68334",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 209655,
            "full_name": "Daniel Nunes",
            "canonical_url": "https://lendb.ai/lo/daniel-nunes-209655",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 168898,
            "full_name": "Suzy Otellio Rainier",
            "canonical_url": "https://lendb.ai/lo/suzy-otellio-rainier-168898",
            "branch_city": "Goldsboro",
            "branch_state": "NC"
          },
          {
            "nmls_id": 77046,
            "full_name": "Melissa Schwartz",
            "canonical_url": "https://lendb.ai/lo/melissa-schwartz-77046",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1036017,
            "full_name": "Pat Price",
            "canonical_url": "https://lendb.ai/lo/patrick-price-1036017",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 71603,
      "name": "First Home Mortgage",
      "slug": "first-home-mortgage-71603",
      "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1591,
      "name": "Churchill Mortgage",
      "slug": "churchill-mortgage-1591",
      "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}