{
  "canonical_url": "https://lendb.ai/in/north-carolina/lincoln-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 137 funded conventional home loans in Lincoln County, NC in 2025, 1,223 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (189), State Employees' Credit Union (NC) (111) and Movement Mortgage (61). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lincoln County are linked below.",
  "county": {
    "fips": "37109",
    "name": "Lincoln County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 137,
    "lenders_10": 30,
    "loans": 1223,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 189,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 111,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 61,
      "includes_brokered": false,
      "loan_officers": {
        "total": 53,
        "people": [
          {
            "nmls_id": 79638,
            "full_name": "Ruth Shrader",
            "canonical_url": "https://lendb.ai/lo/ruth-shrader-79638",
            "branch_city": "Denver",
            "branch_state": "NC"
          },
          {
            "nmls_id": 115932,
            "full_name": "David Millsaps",
            "canonical_url": "https://lendb.ai/lo/david-millsaps-115932",
            "branch_city": "Gastonia",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1038909,
            "full_name": "Sonja Dorman",
            "canonical_url": "https://lendb.ai/lo/sonja-dorman-1038909",
            "branch_city": "Gastonia",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 60,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 93066,
            "full_name": "Andrea Richens Kindley",
            "canonical_url": "https://lendb.ai/lo/andrea-kindley-93066",
            "branch_city": "Mooresville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 788184,
            "full_name": "Jessica Ema Jarvis",
            "canonical_url": "https://lendb.ai/lo/jessica-ema-jarvis-788184",
            "branch_city": "Mooresville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 92496,
            "full_name": "Deborah Pruitt",
            "canonical_url": "https://lendb.ai/lo/deborah-pruitt-92496",
            "branch_city": "Hickory",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 415640,
            "full_name": "Peggy Turner",
            "canonical_url": "https://lendb.ai/lo/peggy-turner-415640",
            "branch_city": "Newton",
            "branch_state": "NC"
          },
          {
            "nmls_id": 111452,
            "full_name": "Preston Cherry",
            "canonical_url": "https://lendb.ai/lo/preston-cherry-111452",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          },
          {
            "nmls_id": 45972,
            "full_name": "Jonathan D. Cherry",
            "canonical_url": "https://lendb.ai/lo/jonathan-d-cherry-45972",
            "branch_city": "Huntersville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40397,
      "name": "Shea Mortgage Inc.",
      "slug": "shea-mortgage-inc-40397",
      "canonical_url": "https://lendb.ai/lender/shea-mortgage-inc-40397",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}