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canonical_url: https://lendb.ai/in/north-carolina/lincoln-county/usda-loans
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# Top lenders for USDA loans in Lincoln County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 10 funded USDA home loans in Lincoln County, NC in 2025, 18 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (4), Atlantic Bay Mortgage Group (4) and Guild Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lincoln County are linked below.

## Most USDA loans funded, 2025

1. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 4 USDA loans
   - Loan officers LenDb lists at this lender near Lincoln County: 33 ([George Wise](https://lendb.ai/lo/george-wise-85124), [Katie Seagle](https://lendb.ai/lo/kathryn-seagle-113131), [Audrey Hutton](https://lendb.ai/lo/audrey-hutton-254449), more on the lender page)
2. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 4 USDA loans
   - LenDb does not list loan officers at this lender near Lincoln County yet.
3. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 2 USDA loans
   - Loan officers LenDb lists at this lender near Lincoln County: 11 ([Bonnie Lynne Marshall](https://lendb.ai/lo/bonnie-marshall-116326), [Jennifer Kessler](https://lendb.ai/lo/jennifer-kessler-575159), [Tara Attwood](https://lendb.ai/lo/tara-attwood-1032546), more on the lender page)
4. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 2 USDA loans
   - Loan officers LenDb lists at this lender near Lincoln County: 53 ([Ruth Shrader](https://lendb.ai/lo/ruth-shrader-79638), [David Millsaps](https://lendb.ai/lo/david-millsaps-115932), [Sonja Dorman](https://lendb.ai/lo/sonja-dorman-1038909), more on the lender page)
5. **[American Pacific Mortgage](https://lendb.ai/lender/american-pacific-mortgage-1850)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Lincoln County yet.
6. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Lincoln County yet.
7. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Lincoln County yet.
8. **[American Financial Network](https://lendb.ai/lender/american-financial-network-237341)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Lincoln County yet.
9. **[Fifth Third Bank](https://lendb.ai/lender/fifth-third-bank-403245)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Lincoln County yet.
10. **[Inspire Home Loans Inc.](https://lendb.ai/lender/inspire-home-loans-inc-1564276)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Lincoln County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/lincoln-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._