{
  "canonical_url": "https://lendb.ai/in/north-carolina/madison-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 57 funded conventional home loans in Madison County, NC in 2025, 172 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (34), Rocket Mortgage (19) and Vanderbilt Mortgage and Finance, Inc. (12). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Madison County are linked below.",
  "county": {
    "fips": "37115",
    "name": "Madison County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 57,
    "lenders_10": 4,
    "loans": 172,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 271053,
            "full_name": "Missy Baker",
            "canonical_url": "https://lendb.ai/lo/melissa-baker-271053",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 429936,
            "full_name": "Shawn Fitzpatrick",
            "canonical_url": "https://lendb.ai/lo/shawn-fitzpatrick-429936",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 659013,
            "full_name": "Tim Batts",
            "canonical_url": "https://lendb.ai/lo/timothy-batts-659013",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 110736,
            "full_name": "Geri Ray",
            "canonical_url": "https://lendb.ai/lo/geri-ray-110736",
            "branch_city": "Weaverville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 47149,
            "full_name": "John Isgrig",
            "canonical_url": "https://lendb.ai/lo/john-isgrig-47149",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 415654,
            "full_name": "Mindy Runion",
            "canonical_url": "https://lendb.ai/lo/melinda-runion-415654",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 637803,
            "full_name": "Donna King",
            "canonical_url": "https://lendb.ai/lo/donna-king-637803",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1813894,
            "full_name": "Cameron Corbett",
            "canonical_url": "https://lendb.ai/lo/cameron-corbett-1813894",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 113607,
            "full_name": "David Kanis",
            "canonical_url": "https://lendb.ai/lo/david-kanis-113607",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 589372,
            "full_name": "Tesa Burson",
            "canonical_url": "https://lendb.ai/lo/tesa-burson-589372",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1183298,
            "full_name": "Howie Patton",
            "canonical_url": "https://lendb.ai/lo/harold-patton-1183298",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}