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canonical_url: https://lendb.ai/in/north-carolina/mcdowell-county/conventional-loans
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# Top lenders for conventional loans in McDowell County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 66 funded conventional home loans in McDowell County, NC in 2025, 393 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (109), Rocket Mortgage (47) and Movement Mortgage (38). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near McDowell County are linked below.

## Most conventional loans funded, 2025

1. **[State Employees' Credit Union (NC)](https://lendb.ai/lender/state-employees-credit-union-430055)**: 109 conventional loans
   - LenDb does not list loan officers at this lender near McDowell County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 47 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near McDowell County yet.
3. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 38 conventional loans
   - Loan officers LenDb lists at this lender near McDowell County: 8 ([Natalie Contas](https://lendb.ai/lo/natalie-contas-758470), [Rick Dunkerley](https://lendb.ai/lo/richard-dunkerley-1841991), [Missy Baker](https://lendb.ai/lo/melissa-baker-271053), more on the lender page)
4. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 21 conventional loans
   - LenDb does not list loan officers at this lender near McDowell County yet.
5. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 21 conventional loans
   - LenDb does not list loan officers at this lender near McDowell County yet.
6. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 16 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near McDowell County yet.
7. **[Cardinal Financial Company](https://lendb.ai/lender/cardinal-financial-66247)**: 15 conventional loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near McDowell County: 2 ([Lauren Reynolds](https://lendb.ai/lo/lauren-reynolds-758467), [Brian Wilson](https://lendb.ai/lo/brian-wilson-1204147))
8. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 9 conventional loans
   - LenDb does not list loan officers at this lender near McDowell County yet.
9. **[Truist Bank](https://lendb.ai/lender/truist-399803)**: 7 conventional loans
   - Loan officers LenDb lists at this lender near McDowell County: 1 ([Cathy Hamby](https://lendb.ai/lo/cathy-hamby-415264))
10. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 6 conventional loans
   - LenDb does not list loan officers at this lender near McDowell County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/mcdowell-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._