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canonical_url: https://lendb.ai/in/north-carolina/mcdowell-county/usda-loans
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# Top lenders for USDA loans in McDowell County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in McDowell County, NC in 2025, 8 loans in all, per HMDA, FFIEC/CFPB data. The most active were Atlantic Bay Mortgage Group (5), American Financial Resources, LLC (1) and CrossCountry Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near McDowell County are linked below.

## Most USDA loans funded, 2025

1. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 5 USDA loans
   - LenDb does not list loan officers at this lender near McDowell County yet.
2. **[American Financial Resources, LLC](https://lendb.ai/lender/american-financial-resources-llc-2826)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near McDowell County yet.
3. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 1 USDA loans
   - Loan officers LenDb lists at this lender near McDowell County: 2 ([Gregg Pechmann](https://lendb.ai/lo/gregg-pechmann-585429), [Tyler Evans](https://lendb.ai/lo/tyler-evans-908443))
4. **[Ruoff Mortgage](https://lendb.ai/lender/ruoff-mortgage-141868)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near McDowell County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/mcdowell-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._