{
  "canonical_url": "https://lendb.ai/in/north-carolina/mecklenburg-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 262 funded conventional home loans in Mecklenburg County, NC in 2025, 14,266 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (1,641), United Wholesale Mortgage (1,095) and American Security Mortgage Corp (730). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Mecklenburg County are linked below.",
  "county": {
    "fips": "37119",
    "name": "Mecklenburg County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 262,
    "lenders_10": 113,
    "loans": 14266,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 1641,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1095,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 730,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 728,
      "includes_brokered": false,
      "loan_officers": {
        "total": 105,
        "people": [
          {
            "nmls_id": 505112,
            "full_name": "Lindsey Atkins (Formerly Lindsey Goins)",
            "canonical_url": "https://lendb.ai/lo/lindsey-atkins-formerly-lindsey-goins-505112",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 61741,
            "full_name": "David D'Amico",
            "canonical_url": "https://lendb.ai/lo/david-d-amico-61741",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 97916,
            "full_name": "Melissa R. Messick",
            "canonical_url": "https://lendb.ai/lo/melissa-r-messick-97916",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 696,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 560,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 17247,
            "full_name": "David E Aponte",
            "canonical_url": "https://lendb.ai/lo/david-e-aponte-17247",
            "branch_city": "Huntersville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 108681,
            "full_name": "Scott Manning",
            "canonical_url": "https://lendb.ai/lo/scott-manning-108681",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 420705,
            "full_name": "Kristina Kukurudza",
            "canonical_url": "https://lendb.ai/lo/kristina-kukurudza-420705",
            "branch_city": "Mooresville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 519,
      "includes_brokered": false,
      "loan_officers": {
        "total": 17,
        "people": [
          {
            "nmls_id": 261897,
            "full_name": "Ricky Jinkens",
            "canonical_url": "https://lendb.ai/lo/ricky-jinkens-261897",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2766419,
            "full_name": "Tito Cruz",
            "canonical_url": "https://lendb.ai/lo/tito-cruz-2766419",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1533136,
            "full_name": "Rodely Lamour",
            "canonical_url": "https://lendb.ai/lo/rodely-lamour-1533136",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 476,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 463,
      "includes_brokered": false,
      "loan_officers": {
        "total": 48,
        "people": [
          {
            "nmls_id": 194647,
            "full_name": "Scott Wilson",
            "canonical_url": "https://lendb.ai/lo/scott-wilson-194647",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 450571,
            "full_name": "Drew Zimmer",
            "canonical_url": "https://lendb.ai/lo/drew-zimmer-450571",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 450586,
            "full_name": "Ronald Ramirez",
            "canonical_url": "https://lendb.ai/lo/ronald-ramirez-450586",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 341,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 145735,
            "full_name": "Erik Tutor",
            "canonical_url": "https://lendb.ai/lo/erik-tutor-145735",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1054550,
            "full_name": "Kyle Helderman",
            "canonical_url": "https://lendb.ai/lo/kyle-helderman-1054550",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 45972,
            "full_name": "Jonathan D. Cherry",
            "canonical_url": "https://lendb.ai/lo/jonathan-d-cherry-45972",
            "branch_city": "Huntersville",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}