{
  "canonical_url": "https://lendb.ai/in/north-carolina/mecklenburg-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 155 funded FHA home loans in Mecklenburg County, NC in 2025, 2,442 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (305), United Wholesale Mortgage (257) and loanDepot (176). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Mecklenburg County are linked below.",
  "county": {
    "fips": "37119",
    "name": "Mecklenburg County",
    "state": "NC"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 155,
    "lenders_10": 45,
    "loans": 2442,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 305,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 257,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 176,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 135,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 135,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 107,
      "includes_brokered": false,
      "loan_officers": {
        "total": 105,
        "people": [
          {
            "nmls_id": 505112,
            "full_name": "Lindsey Atkins (Formerly Lindsey Goins)",
            "canonical_url": "https://lendb.ai/lo/lindsey-atkins-formerly-lindsey-goins-505112",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 61741,
            "full_name": "David D'Amico",
            "canonical_url": "https://lendb.ai/lo/david-d-amico-61741",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 97916,
            "full_name": "Melissa R. Messick",
            "canonical_url": "https://lendb.ai/lo/melissa-r-messick-97916",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 87,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 64022,
      "name": "Mattamy Home Funding, LLC",
      "slug": "mattamy-home-funding-llc-64022",
      "canonical_url": "https://lendb.ai/lender/mattamy-home-funding-llc-64022",
      "loans": 76,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 71,
      "includes_brokered": false,
      "loan_officers": {
        "total": 40,
        "people": [
          {
            "nmls_id": 128183,
            "full_name": "Adam Workman",
            "canonical_url": "https://lendb.ai/lo/adam-workman-128183",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 205975,
            "full_name": "Peyton Roinnel",
            "canonical_url": "https://lendb.ai/lo/peyton-roinnel-205975",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 420639,
            "full_name": "Quentin Hardy",
            "canonical_url": "https://lendb.ai/lo/quentin-hardy-420639",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}