{
  "canonical_url": "https://lendb.ai/in/north-carolina/mecklenburg-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 114 funded VA home loans in Mecklenburg County, NC in 2025, 1,300 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (209), Veterans United Home Loans (123) and Freedom Mortgage (120). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Mecklenburg County are linked below.",
  "county": {
    "fips": "37119",
    "name": "Mecklenburg County",
    "state": "NC"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 114,
    "lenders_10": 22,
    "loans": 1300,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 209,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 123,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 120,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 116,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 52,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 105,
        "people": [
          {
            "nmls_id": 505112,
            "full_name": "Lindsey Atkins (Formerly Lindsey Goins)",
            "canonical_url": "https://lendb.ai/lo/lindsey-atkins-formerly-lindsey-goins-505112",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 61741,
            "full_name": "David D'Amico",
            "canonical_url": "https://lendb.ai/lo/david-d-amico-61741",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 97916,
            "full_name": "Melissa R. Messick",
            "canonical_url": "https://lendb.ai/lo/melissa-r-messick-97916",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 36,
      "includes_brokered": true,
      "loan_officers": {
        "total": 43,
        "people": [
          {
            "nmls_id": 1127213,
            "full_name": "Griffin Davis",
            "canonical_url": "https://lendb.ai/lo/griffin-davis-1127213",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2733581,
            "full_name": "Larry Victor Jr.",
            "canonical_url": "https://lendb.ai/lo/larry-victor-2733581",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2733583,
            "full_name": "Thomas Betancurt",
            "canonical_url": "https://lendb.ai/lo/thomas-betancurt-molina-2733583",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3317,
      "name": "Village Capital & Investment LLC",
      "slug": "village-capital-investment-llc-3317",
      "canonical_url": "https://lendb.ai/lender/village-capital-investment-llc-3317",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}