{
  "canonical_url": "https://lendb.ai/in/north-carolina/new-hanover-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 171 funded conventional home loans in New Hanover County, NC in 2025, 2,917 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (340), State Employees' Credit Union (NC) (334) and CrossCountry Mortgage (157). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near New Hanover County are linked below.",
  "county": {
    "fips": "37129",
    "name": "New Hanover County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 171,
    "lenders_10": 52,
    "loans": 2917,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 340,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 334,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 157,
      "includes_brokered": false,
      "loan_officers": {
        "total": 13,
        "people": [
          {
            "nmls_id": 39527,
            "full_name": "Patrick Stoy",
            "canonical_url": "https://lendb.ai/lo/patrick-stoy-39527",
            "branch_city": "Wilmington",
            "branch_state": "NC"
          },
          {
            "nmls_id": 203603,
            "full_name": "Adam Slack",
            "canonical_url": "https://lendb.ai/lo/justin-slack-203603",
            "branch_city": "Wilmington",
            "branch_state": "NC"
          },
          {
            "nmls_id": 619652,
            "full_name": "Suzanne Neblett",
            "canonical_url": "https://lendb.ai/lo/stephanie-deluise-neblett-619652",
            "branch_city": "Wilmington",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 148,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 115,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 97,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 96,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1701910,
      "name": "Loansteady LLC",
      "slug": "loansteady-llc-1701910",
      "canonical_url": "https://lendb.ai/lender/loansteady-llc-1701910",
      "loans": 95,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 119212,
            "full_name": "D.Lon Downing",
            "canonical_url": "https://lendb.ai/lo/d-lon-downing-119212",
            "branch_city": "Wilmington",
            "branch_state": "NC"
          },
          {
            "nmls_id": 69998,
            "full_name": "Lynn O'Neal",
            "canonical_url": "https://lendb.ai/lo/evelyn-o-neal-69998",
            "branch_city": "Wilmington",
            "branch_state": "NC"
          },
          {
            "nmls_id": 92131,
            "full_name": "Scott Wittig",
            "canonical_url": "https://lendb.ai/lo/scott-wittig-92131",
            "branch_city": "Wilmington",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2258,
      "name": "Cornerstone Home Lending",
      "slug": "cornerstone-home-lending-2258",
      "canonical_url": "https://lendb.ai/lender/cornerstone-home-lending-2258",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}