{
  "canonical_url": "https://lendb.ai/in/north-carolina/onslow-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 120 funded VA home loans in Onslow County, NC in 2025, 3,900 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (543), Navy Federal Credit Union (393) and Freedom Mortgage (383). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Onslow County are linked below.",
  "county": {
    "fips": "37133",
    "name": "Onslow County",
    "state": "NC"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 120,
    "lenders_10": 39,
    "loans": 3900,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 543,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 157263,
            "full_name": "Phyllis Gatlin",
            "canonical_url": "https://lendb.ai/lo/phyllis-gatlin-157263",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1884028,
            "full_name": "James Browning III",
            "canonical_url": "https://lendb.ai/lo/james-browning-iii-1884028",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2497379,
            "full_name": "Craig Bennetch",
            "canonical_url": "https://lendb.ai/lo/craig-bennetch-2497379",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 393,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 383,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 367,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 318,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 248,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 194181,
            "full_name": "Amy Goss",
            "canonical_url": "https://lendb.ai/lo/amy-goss-194181",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2147300,
            "full_name": "Christian Carter",
            "canonical_url": "https://lendb.ai/lo/christian-carter-2147300",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2287349,
            "full_name": "Shannon Williams",
            "canonical_url": "https://lendb.ai/lo/shannon-williams-2287349",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 183,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 118743,
            "full_name": "Tammy Troup",
            "canonical_url": "https://lendb.ai/lo/tammy-troup-118743",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 129273,
            "full_name": "Jo Ann Riley",
            "canonical_url": "https://lendb.ai/lo/jo-ann-riley-129273",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 325223,
            "full_name": "Danielle Wiram",
            "canonical_url": "https://lendb.ai/lo/danielle-wiram-325223",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 144,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 113,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 208516,
      "name": "Integrity Home Mortgage Corporation",
      "slug": "integrity-home-mortgage-corporation-208516",
      "canonical_url": "https://lendb.ai/lender/integrity-home-mortgage-corporation-208516",
      "loans": 111,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 2639730,
            "full_name": "Amber Simmons",
            "canonical_url": "https://lendb.ai/lo/amber-simmons-2639730",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}