{
  "canonical_url": "https://lendb.ai/in/north-carolina/person-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 67 funded conventional home loans in Person County, NC in 2025, 347 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (93), Rocket Mortgage (56) and loanDepot (15). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Person County are linked below.",
  "county": {
    "fips": "37145",
    "name": "Person County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 67,
    "lenders_10": 7,
    "loans": 347,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 93,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 56,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 113010,
            "full_name": "Evette Carpenter",
            "canonical_url": "https://lendb.ai/lo/evette-carpenter-113010",
            "branch_city": "Durham",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2085556,
      "name": "Vision Financial, Inc",
      "slug": "vision-financial-inc-2085556",
      "canonical_url": "https://lendb.ai/lender/vision-financial-inc-2085556",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 199605,
            "full_name": "Rhonda Mascarella",
            "canonical_url": "https://lendb.ai/lo/rhonda-mascarella-199605",
            "branch_city": "Hillsborough",
            "branch_state": "NC"
          },
          {
            "nmls_id": 105119,
            "full_name": "John Gunn",
            "canonical_url": "https://lendb.ai/lo/john-gunn-105119",
            "branch_city": "Durham",
            "branch_state": "NC"
          },
          {
            "nmls_id": 117269,
            "full_name": "Julia Woods",
            "canonical_url": "https://lendb.ai/lo/julia-woods-117269",
            "branch_city": "Durham",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 512138,
      "name": "TowneBank Mortgage",
      "slug": "townebank-mortgage-512138",
      "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}