{
  "canonical_url": "https://lendb.ai/in/north-carolina/polk-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 62 funded conventional home loans in Polk County, NC in 2025, 179 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (30), State Employees' Credit Union (NC) (21) and Movement Mortgage (11). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.",
  "county": {
    "fips": "37149",
    "name": "Polk County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 62,
    "lenders_10": 3,
    "loans": 179,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 1841991,
            "full_name": "Rick Dunkerley",
            "canonical_url": "https://lendb.ai/lo/richard-dunkerley-1841991",
            "branch_city": "Hendersonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1558000,
            "full_name": "Lauren Duty",
            "canonical_url": "https://lendb.ai/lo/lauren-duty-1558000",
            "branch_city": "Spartanburg",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1697916,
            "full_name": "Heather Grow",
            "canonical_url": "https://lendb.ai/lo/heather-grow-1697916",
            "branch_city": "Spartanburg",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 232586,
            "full_name": "Alex. Parham",
            "canonical_url": "https://lendb.ai/lo/alex-parham-232586",
            "branch_city": "Greer",
            "branch_state": "SC"
          },
          {
            "nmls_id": 270598,
            "full_name": "Matt Vaughn",
            "canonical_url": "https://lendb.ai/lo/matthew-vaughn-270598",
            "branch_city": "Greer",
            "branch_state": "SC"
          },
          {
            "nmls_id": 469072,
            "full_name": "Julie Hoffman",
            "canonical_url": "https://lendb.ai/lo/julie-hoffman-469072",
            "branch_city": "Greer",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 1200844,
            "full_name": "Brian Coutu",
            "canonical_url": "https://lendb.ai/lo/brian-coutu-1200844",
            "branch_city": "Hendersonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 92555,
            "full_name": "Dwight Bennett",
            "canonical_url": "https://lendb.ai/lo/dwight-bennett-92555",
            "branch_city": "Greenville",
            "branch_state": "SC"
          },
          {
            "nmls_id": 201273,
            "full_name": "Larry King",
            "canonical_url": "https://lendb.ai/lo/larry-king-201273",
            "branch_city": "Greenville",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 171228,
            "full_name": "Thomas Ray",
            "canonical_url": "https://lendb.ai/lo/thomas-ray-171228",
            "branch_city": "Greer",
            "branch_state": "SC"
          },
          {
            "nmls_id": 2614799,
            "full_name": "Geena Hammond",
            "canonical_url": "https://lendb.ai/lo/geena-hammond-2614799",
            "branch_city": "Greer",
            "branch_state": "SC"
          },
          {
            "nmls_id": 90051,
            "full_name": "Heidi Fitzgerald-Bailey",
            "canonical_url": "https://lendb.ai/lo/heidi-fitzgerald-bailey-90051",
            "branch_city": "Hendersonville",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}