---
canonical_url: https://lendb.ai/in/north-carolina/polk-county/fha-loans
---

# Top lenders for FHA loans in Polk County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 20 funded FHA home loans in Polk County, NC in 2025, 35 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (7), Pennymac (4) and Highlands Residential Mortgage (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.

## Most FHA loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 7 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Polk County yet.
2. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 4 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Polk County yet.
3. **[Highlands Residential Mortgage](https://lendb.ai/lender/highlands-residential-mortgage-134871)**: 4 FHA loans
   - Loan officers LenDb lists at this lender near Polk County: 6 ([Thomas Ray](https://lendb.ai/lo/thomas-ray-171228), [Geena Hammond](https://lendb.ai/lo/geena-hammond-2614799), [Heidi Fitzgerald-Bailey](https://lendb.ai/lo/heidi-fitzgerald-bailey-90051), more on the lender page)
4. **[GoPrime Mortgage, Inc.](https://lendb.ai/lender/goprime-mortgage-inc-69551)**: 3 FHA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near Polk County: 1 ([Sonya Simpson](https://lendb.ai/lo/sonya-simpson-67830))
5. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 2 FHA loans
   - LenDb does not list loan officers at this lender near Polk County yet.
6. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 1 FHA loans
   - Loan officers LenDb lists at this lender near Polk County: 3 ([Kelly Stephens](https://lendb.ai/lo/kelly-stephens-58755), [Laura Wilson](https://lendb.ai/lo/laura-wilson-2416449), [Matthew Hina](https://lendb.ai/lo/matthew-hina-2602203))
7. **[Carrington Mortgage Services](https://lendb.ai/lender/carrington-mortgage-services-2600)**: 1 FHA loans
   - LenDb does not list loan officers at this lender near Polk County yet.
8. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 1 FHA loans
   - LenDb does not list loan officers at this lender near Polk County yet.
9. **[American Financial Resources, LLC](https://lendb.ai/lender/american-financial-resources-llc-2826)**: 1 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Polk County yet.
10. **[NFM Lending](https://lendb.ai/lender/nfm-lending-2893)**: 1 FHA loans
   - LenDb does not list loan officers at this lender near Polk County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/polk-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._