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canonical_url: https://lendb.ai/in/north-carolina/richmond-county/conventional-loans
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# Top lenders for conventional loans in Richmond County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 36 funded conventional home loans in Richmond County, NC in 2025, 239 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (79), Rocket Mortgage (36) and Movement Mortgage (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richmond County are linked below.

## Most conventional loans funded, 2025

1. **[State Employees' Credit Union (NC)](https://lendb.ai/lender/state-employees-credit-union-430055)**: 79 conventional loans
   - LenDb does not list loan officers at this lender near Richmond County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 36 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Richmond County yet.
3. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 20 conventional loans
   - Loan officers LenDb lists at this lender near Richmond County: 2 ([Jason Brooks](https://lendb.ai/lo/jason-brooks-75430), [Michael Chad Smith](https://lendb.ai/lo/michael-chad-smith-397711))
4. **[21st Mortgage Corporation](https://lendb.ai/lender/21st-mortgage-corporation-2280)**: 17 conventional loans
   - LenDb does not list loan officers at this lender near Richmond County yet.
5. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 10 conventional loans
   - LenDb does not list loan officers at this lender near Richmond County yet.
6. **[NFM Lending](https://lendb.ai/lender/nfm-lending-2893)**: 10 conventional loans
   - LenDb does not list loan officers at this lender near Richmond County yet.
7. **[Triad Financial Services, Inc.](https://lendb.ai/lender/triad-financial-services-inc-1063)**: 6 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Richmond County yet.
8. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 5 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Richmond County yet.
9. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 5 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Richmond County yet.
10. **[Truist Bank](https://lendb.ai/lender/truist-399803)**: 5 conventional loans
   - LenDb does not list loan officers at this lender near Richmond County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/richmond-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._