{
  "canonical_url": "https://lendb.ai/in/north-carolina/richmond-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 23 funded VA home loans in Richmond County, NC in 2025, 70 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (11), United Wholesale Mortgage (10) and Freedom Mortgage (9). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richmond County are linked below.",
  "county": {
    "fips": "37153",
    "name": "Richmond County",
    "state": "NC"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 23,
    "lenders_10": 2,
    "loans": 70,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1767490,
      "name": "LoanUnited.com, LLC",
      "slug": "loanunited-com-llc-1767490",
      "canonical_url": "https://lendb.ai/lender/loanunited-com-llc-1767490",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 982872,
            "full_name": "Erica Campbell",
            "canonical_url": "https://lendb.ai/lo/erica-campbell-982872",
            "branch_city": "Southern Pines",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1666093,
            "full_name": "Rita Hairston",
            "canonical_url": "https://lendb.ai/lo/rita-hairston-1666093",
            "branch_city": "Southern Pines",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2769325,
            "full_name": "Tracey Greene",
            "canonical_url": "https://lendb.ai/lo/tracey-greene-2769325",
            "branch_city": "Southern Pines",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 75430,
            "full_name": "Jason Brooks",
            "canonical_url": "https://lendb.ai/lo/jason-brooks-75430",
            "branch_city": "Southern Pines",
            "branch_state": "NC"
          },
          {
            "nmls_id": 397711,
            "full_name": "Michael Chad Smith",
            "canonical_url": "https://lendb.ai/lo/michael-chad-smith-397711",
            "branch_city": "Southern Pines",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}