{
  "canonical_url": "https://lendb.ai/in/north-carolina/rowan-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 130 funded conventional home loans in Rowan County, NC in 2025, 1,446 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (261), State Employees' Credit Union (NC) (224) and Movement Mortgage (81). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Rowan County are linked below.",
  "county": {
    "fips": "37159",
    "name": "Rowan County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 130,
    "lenders_10": 29,
    "loans": 1446,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 261,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 224,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 42,
        "people": [
          {
            "nmls_id": 89595,
            "full_name": "Jeff Furr",
            "canonical_url": "https://lendb.ai/lo/jeff-furr-89595",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 438104,
            "full_name": "Reggie Rucker",
            "canonical_url": "https://lendb.ai/lo/reginald-rucker-438104",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 108449,
            "full_name": "Mark Rawls",
            "canonical_url": "https://lendb.ai/lo/mark-rawls-108449",
            "branch_city": "Mooresville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 63,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 70951,
            "full_name": "Penny Cook",
            "canonical_url": "https://lendb.ai/lo/penny-cook-70951",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1168312,
            "full_name": "Brian Floyd",
            "canonical_url": "https://lendb.ai/lo/brian-floyd-1168312",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1826160,
            "full_name": "Jimi Nelson",
            "canonical_url": "https://lendb.ai/lo/jimi-nelson-1826160",
            "branch_city": "Concord",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 2108711,
            "full_name": "Christopher Hill",
            "canonical_url": "https://lendb.ai/lo/christopher-hill-2108711",
            "branch_city": "Kannapolis",
            "branch_state": "NC"
          },
          {
            "nmls_id": 453566,
            "full_name": "Clint Davis",
            "canonical_url": "https://lendb.ai/lo/clint-davis-453566",
            "branch_city": "Mooresville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 659145,
            "full_name": "Dawn White",
            "canonical_url": "https://lendb.ai/lo/dawn-white-659145",
            "branch_city": "Salisbury",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 111452,
            "full_name": "Preston Cherry",
            "canonical_url": "https://lendb.ai/lo/preston-cherry-111452",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          },
          {
            "nmls_id": 45972,
            "full_name": "Jonathan D. Cherry",
            "canonical_url": "https://lendb.ai/lo/jonathan-d-cherry-45972",
            "branch_city": "Huntersville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 78135,
            "full_name": "Debra Passarelli",
            "canonical_url": "https://lendb.ai/lo/debra-passarelli-78135",
            "branch_city": "Huntersville",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}