{
  "canonical_url": "https://lendb.ai/in/north-carolina/rowan-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 13 funded USDA home loans in Rowan County, NC in 2025, 19 loans in all, per HMDA, FFIEC/CFPB data. The most active were American Financial Resources, LLC (3), Kind Lending, LLC (3) and Union Home Mortgage (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Rowan County are linked below.",
  "county": {
    "fips": "37159",
    "name": "Rowan County",
    "state": "NC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 13,
    "lenders_10": 0,
    "loans": 19,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 659145,
            "full_name": "Dawn White",
            "canonical_url": "https://lendb.ai/lo/dawn-white-659145",
            "branch_city": "Salisbury",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 42,
        "people": [
          {
            "nmls_id": 89595,
            "full_name": "Jeff Furr",
            "canonical_url": "https://lendb.ai/lo/jeff-furr-89595",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 438104,
            "full_name": "Reggie Rucker",
            "canonical_url": "https://lendb.ai/lo/reginald-rucker-438104",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 108449,
            "full_name": "Mark Rawls",
            "canonical_url": "https://lendb.ai/lo/mark-rawls-108449",
            "branch_city": "Mooresville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1881,
      "name": "New Fed Mortgage, Corp.",
      "slug": "new-fed-mortgage-corp-1881",
      "canonical_url": "https://lendb.ai/lender/new-fed-mortgage-corp-1881",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 1127213,
            "full_name": "Griffin Davis",
            "canonical_url": "https://lendb.ai/lo/griffin-davis-1127213",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2733581,
            "full_name": "Larry Victor Jr.",
            "canonical_url": "https://lendb.ai/lo/larry-victor-2733581",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2733583,
            "full_name": "Thomas Betancurt",
            "canonical_url": "https://lendb.ai/lo/thomas-betancurt-molina-2733583",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 85124,
            "full_name": "George Wise",
            "canonical_url": "https://lendb.ai/lo/george-wise-85124",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          },
          {
            "nmls_id": 113131,
            "full_name": "Katie Seagle",
            "canonical_url": "https://lendb.ai/lo/kathryn-seagle-113131",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          },
          {
            "nmls_id": 254449,
            "full_name": "Audrey Hutton",
            "canonical_url": "https://lendb.ai/lo/audrey-hutton-254449",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3116,
      "name": "SecurityNational Mortgage Company",
      "slug": "securitynational-mortgage-company-3116",
      "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}