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canonical_url: https://lendb.ai/in/north-carolina/scotland-county/conventional-loans
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# Top lenders for conventional loans in Scotland County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 45 funded conventional home loans in Scotland County, NC in 2025, 191 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (35), Vanderbilt Mortgage and Finance, Inc. (20) and 21st Mortgage Corporation (20). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Scotland County are linked below.

## Most conventional loans funded, 2025

1. **[State Employees' Credit Union (NC)](https://lendb.ai/lender/state-employees-credit-union-430055)**: 35 conventional loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
2. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 20 conventional loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
3. **[21st Mortgage Corporation](https://lendb.ai/lender/21st-mortgage-corporation-2280)**: 20 conventional loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
4. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 17 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
5. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 8 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
6. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 5 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
7. **[NFM Lending](https://lendb.ai/lender/nfm-lending-2893)**: 5 conventional loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
8. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 5 conventional loans
   - Loan officers LenDb lists at this lender near Scotland County: 3 ([Erica Campbell](https://lendb.ai/lo/erica-campbell-982872), [Rita Hairston](https://lendb.ai/lo/rita-hairston-1666093), [Tracey Greene](https://lendb.ai/lo/tracey-greene-2769325))
9. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 5 conventional loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
10. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 5 conventional loans
   - LenDb does not list loan officers at this lender near Scotland County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/scotland-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._