---
canonical_url: https://lendb.ai/in/north-carolina/scotland-county/fha-loans
---

# Top lenders for FHA loans in Scotland County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 37 funded FHA home loans in Scotland County, NC in 2025, 87 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (14), CrossCountry Mortgage (8) and United Wholesale Mortgage (7). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Scotland County are linked below.

## Most FHA loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 14 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
2. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 8 FHA loans
   - Loan officers LenDb lists at this lender near Scotland County: 3 ([Erica Campbell](https://lendb.ai/lo/erica-campbell-982872), [Rita Hairston](https://lendb.ai/lo/rita-hairston-1666093), [Tracey Greene](https://lendb.ai/lo/tracey-greene-2769325))
3. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 7 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
4. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 6 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
5. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 5 FHA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
6. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
7. **[Top Flite Financial, Inc.](https://lendb.ai/lender/top-flite-financial-inc-4181)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
8. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 3 FHA loans
   - Loan officers LenDb lists at this lender near Scotland County: 2 ([Jason Brooks](https://lendb.ai/lo/jason-brooks-75430), [Michael Chad Smith](https://lendb.ai/lo/michael-chad-smith-397711))
9. **[Reliance First Capital, LLC](https://lendb.ai/lender/reliance-first-capital-llc-58775)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
10. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 2 FHA loans
   - Loan officers LenDb lists at this lender near Scotland County: 2 ([Mike Lenzini](https://lendb.ai/lo/mike-lenzini-225113), [Kasey Ekstrom](https://lendb.ai/lo/kasey-ekstrom-93103))

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/scotland-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._