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canonical_url: https://lendb.ai/in/north-carolina/scotland-county/va-loans
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# Top lenders for VA loans in Scotland County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 25 funded VA home loans in Scotland County, NC in 2025, 75 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (19), Veterans United Home Loans (6) and Freedom Mortgage (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Scotland County are linked below.

## Most VA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 19 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
2. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 6 VA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
3. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 6 VA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
4. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 6 VA loans
   - Loan officers LenDb lists at this lender near Scotland County: 3 ([Erica Campbell](https://lendb.ai/lo/erica-campbell-982872), [Rita Hairston](https://lendb.ai/lo/rita-hairston-1666093), [Tracey Greene](https://lendb.ai/lo/tracey-greene-2769325))
5. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 6 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
6. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 3 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 3 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Scotland County yet.
8. **[ALCOVA Mortgage](https://lendb.ai/lender/alcova-mortgage-40508)**: 3 VA loans
   - Loan officers LenDb lists at this lender near Scotland County: 3 ([Angie Medlin](https://lendb.ai/lo/angie-medlin-450763), [Sherry Shepherd](https://lendb.ai/lo/sherry-shepherd-113022), [Timothy Grainger](https://lendb.ai/lo/timothy-grainger-266241))
9. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 3 VA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.
10. **[NewDay USA](https://lendb.ai/lender/newday-usa-1043)**: 2 VA loans
   - LenDb does not list loan officers at this lender near Scotland County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/scotland-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._