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canonical_url: https://lendb.ai/in/north-carolina/surry-county/conventional-loans
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# Top lenders for conventional loans in Surry County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 74 funded conventional home loans in Surry County, NC in 2025, 481 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (137), Rocket Mortgage (59) and Atlantic Bay Mortgage Group (51). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Surry County are linked below.

## Most conventional loans funded, 2025

1. **[State Employees' Credit Union (NC)](https://lendb.ai/lender/state-employees-credit-union-430055)**: 137 conventional loans
   - LenDb does not list loan officers at this lender near Surry County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 59 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.
3. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 51 conventional loans
   - LenDb does not list loan officers at this lender near Surry County yet.
4. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 24 conventional loans
   - LenDb does not list loan officers at this lender near Surry County yet.
5. **[emm loans llc](https://lendb.ai/lender/emm-loans-llc-2926)**: 22 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.
6. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 16 conventional loans
   - LenDb does not list loan officers at this lender near Surry County yet.
7. **[Truist Bank](https://lendb.ai/lender/truist-399803)**: 13 conventional loans
   - Loan officers LenDb lists at this lender near Surry County: 5 ([Laurie H. Boyd](https://lendb.ai/lo/laurie-h-boyd-430336), [Melissa Taylor](https://lendb.ai/lo/melissa-taylor-415650), [Lori Willis](https://lendb.ai/lo/lori-willis-435246), more on the lender page)
8. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 12 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.
9. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 8 conventional loans
   - LenDb does not list loan officers at this lender near Surry County yet.
10. **[AmeriSave Mortgage](https://lendb.ai/lender/amerisave-mortgage-1168)**: 6 conventional loans
   - LenDb does not list loan officers at this lender near Surry County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/surry-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._