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canonical_url: https://lendb.ai/in/north-carolina/surry-county/usda-loans
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# Top lenders for USDA loans in Surry County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Surry County, NC in 2025, 34 loans in all, per HMDA, FFIEC/CFPB data. The most active were emm loans llc (9), Atlantic Bay Mortgage Group (7) and Towne Mortgage Company (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Surry County are linked below.

## Most USDA loans funded, 2025

1. **[emm loans llc](https://lendb.ai/lender/emm-loans-llc-2926)**: 9 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.
2. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 7 USDA loans
   - LenDb does not list loan officers at this lender near Surry County yet.
3. **[Towne Mortgage Company](https://lendb.ai/lender/towne-mortgage-company-3028)**: 6 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.
4. **[Click n' Close, Inc.](https://lendb.ai/lender/click-n-close-inc-150009)**: 4 USDA loans
   - LenDb does not list loan officers at this lender near Surry County yet.
5. **[American Financial Resources, LLC](https://lendb.ai/lender/american-financial-resources-llc-2826)**: 3 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.
6. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 2 USDA loans
   - LenDb does not list loan officers at this lender near Surry County yet.
7. **[CMG Home Loans](https://lendb.ai/lender/cmg-home-loans-1820)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Surry County yet.
8. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.
9. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 1 USDA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Surry County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/surry-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._