{
  "canonical_url": "https://lendb.ai/in/north-carolina/wake-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 149 funded FHA home loans in Wake County, NC in 2025, 2,130 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (146), NVR Mortgage (140) and DHI Mortgage (135). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Wake County are linked below.",
  "county": {
    "fips": "37183",
    "name": "Wake County",
    "state": "NC"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 149,
    "lenders_10": 46,
    "loans": 2130,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 146,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 140,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 135,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 132,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 121,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 110,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 104,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 82,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 65,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 77354,
            "full_name": "Tina Konidaris",
            "canonical_url": "https://lendb.ai/lo/tina-konidaris-77354",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 92794,
            "full_name": "Chuck N Payne",
            "canonical_url": "https://lendb.ai/lo/chuck-n-payne-92794",
            "branch_city": "Garner",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1011343,
            "full_name": "Mandy Peacock",
            "canonical_url": "https://lendb.ai/lo/mandy-peacock-1011343",
            "branch_city": "Garner",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 54,
      "includes_brokered": false,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 73445,
            "full_name": "Chris Brazell",
            "canonical_url": "https://lendb.ai/lo/chris-brazell-73445",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 81089,
            "full_name": "Garrick West",
            "canonical_url": "https://lendb.ai/lo/garrick-west-81089",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 224044,
            "full_name": "Rick Nelsen",
            "canonical_url": "https://lendb.ai/lo/richard-nelsen-224044",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}