{ "canonical_url": "https://lendb.ai/in/north-carolina/wake-county/usda-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 21 funded USDA home loans in Wake County, NC in 2025, 48 loans in all, per HMDA, FFIEC/CFPB data. The most active were NVR Mortgage (9), Vanderbilt Mortgage and Finance, Inc. (5) and NFM Lending (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Wake County are linked below.", "county": { "fips": "37183", "name": "Wake County", "state": "NC" }, "loan_type": "usda", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 21, "lenders_10": 0, "loans": 48, "qualifies": false }, "lenders": [ { "nmls_id": 1127, "name": "NVR Mortgage", "slug": "nvr-mortgage-1127", "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127", "loans": 9, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1561, "name": "Vanderbilt Mortgage and Finance, Inc.", "slug": "vanderbilt-mortgage-and-finance-inc-1561", "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561", "loans": 5, "includes_brokered": false, "loan_officers": { "total": 6, "people": [ { "nmls_id": 191118, "full_name": "Jimmy Hedges", "canonical_url": "https://lendb.ai/lo/james-hedges-191118", "branch_city": "Cary", "branch_state": "NC" }, { "nmls_id": 616398, "full_name": "Stephanie Davis", "canonical_url": "https://lendb.ai/lo/stephanie-davis-616398", "branch_city": "Cary", "branch_state": "NC" }, { "nmls_id": 702701, "full_name": "Larry Mitchell", "canonical_url": "https://lendb.ai/lo/larry-mitchell-702701", "branch_city": "Cary", "branch_state": "NC" } ] } }, { "nmls_id": 2893, "name": "NFM Lending", "slug": "nfm-lending-2893", "canonical_url": "https://lendb.ai/lender/nfm-lending-2893", "loans": 5, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 77354, "full_name": "Tina Konidaris", "canonical_url": "https://lendb.ai/lo/tina-konidaris-77354", "branch_city": "Raleigh", "branch_state": "NC" }, { "nmls_id": 92794, "full_name": "Chuck N Payne", "canonical_url": "https://lendb.ai/lo/chuck-n-payne-92794", "branch_city": "Garner", "branch_state": "NC" }, { "nmls_id": 1011343, "full_name": "Mandy Peacock", "canonical_url": "https://lendb.ai/lo/mandy-peacock-1011343", "branch_city": "Garner", "branch_state": "NC" } ] } }, { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "loans": 4, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 2123156, "full_name": "Ivy Mitchell", "canonical_url": "https://lendb.ai/lo/ivy-mitchell-2123156", "branch_city": "Raleigh", "branch_state": "NC" }, { "nmls_id": 2750404, "full_name": "Melissa Goldberg", "canonical_url": "https://lendb.ai/lo/melissa-goldberg-2750404", "branch_city": "Raleigh", "branch_state": "NC" }, { "nmls_id": 85576, "full_name": "Joseph Lee", "canonical_url": "https://lendb.ai/lo/joseph-lee-85576", "branch_city": "Raleigh", "branch_state": "NC" } ] } }, { "nmls_id": 3032, "name": "Loan Simple, Inc.", "slug": "loan-simple-inc-3032", "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032", "loans": 3, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 8588, "name": "Taylor Morrison Home Funding, Inc.", "slug": "taylor-morrison-home-funding-inc-8588", "canonical_url": "https://lendb.ai/lender/taylor-morrison-home-funding-inc-8588", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2926, "name": "emm loans llc", "slug": "emm-loans-llc-2926", "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926", "loans": 2, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 71603, "name": "First Home Mortgage", "slug": "first-home-mortgage-71603", "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 399803, "name": "Truist Bank", "slug": "truist-399803", "canonical_url": "https://lendb.ai/lender/truist-399803", "loans": 2, "includes_brokered": false, "loan_officers": { "total": 15, "people": [ { "nmls_id": 414480, "full_name": "Kerri Doyle", "canonical_url": "https://lendb.ai/lo/kerri-doyle-414480", "branch_city": "Raleigh", "branch_state": "NC" }, { "nmls_id": 117287, "full_name": "Annette Knox", "canonical_url": "https://lendb.ai/lo/annette-knox-117287", "branch_city": "Raleigh", "branch_state": "NC" }, { "nmls_id": 161216, "full_name": "Jack R. Bostic", "canonical_url": "https://lendb.ai/lo/jack-r-bostic-161216", "branch_city": "Raleigh", "branch_state": "NC" } ] } }, { "nmls_id": 629700, "name": "First Community Mortgage", "slug": "first-community-mortgage-629700", "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700", "loans": 2, "includes_brokered": true, "loan_officers": { "total": 1, "people": [ { "nmls_id": 115013, "full_name": "John Norment", "canonical_url": "https://lendb.ai/lo/john-norment-115013", "branch_city": "Raleigh", "branch_state": "NC" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }