{
  "canonical_url": "https://lendb.ai/in/north-carolina/yadkin-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 53 funded conventional home loans in Yadkin County, NC in 2025, 268 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (81), Rocket Mortgage (28) and Fairway Independent Mortgage Corporation (23). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Yadkin County are linked below.",
  "county": {
    "fips": "37197",
    "name": "Yadkin County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 53,
    "lenders_10": 4,
    "loans": 268,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 69274,
            "full_name": "Mike Bailey",
            "canonical_url": "https://lendb.ai/lo/mike-bailey-69274",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 69834,
            "full_name": "Denise Maroldy",
            "canonical_url": "https://lendb.ai/lo/denise-maroldy-69834",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 69908,
            "full_name": "Ruth Hudspeth",
            "canonical_url": "https://lendb.ai/lo/ruth-hudspeth-69908",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 435246,
            "full_name": "Lori Willis",
            "canonical_url": "https://lendb.ai/lo/lori-willis-435246",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 589268,
            "full_name": "Chris Boss",
            "canonical_url": "https://lendb.ai/lo/chris-boss-589268",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1685809,
            "full_name": "Miranda Cummins",
            "canonical_url": "https://lendb.ai/lo/miranda-cummins-1685809",
            "branch_city": "Winston Salem",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 571834,
            "full_name": "Amy Lawson",
            "canonical_url": "https://lendb.ai/lo/amy-lawson-571834",
            "branch_city": "Clemmons",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1818615,
            "full_name": "Dillon Edwards",
            "canonical_url": "https://lendb.ai/lo/dillon-edwards-1818615",
            "branch_city": "Clemmons",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}