{
  "canonical_url": "https://lendb.ai/in/north-carolina/yadkin-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 47 funded FHA home loans in Yadkin County, NC in 2025, 113 loans in all, per HMDA, FFIEC/CFPB data. The most active were Atlantic Bay Mortgage Group (18), Rocket Mortgage (12) and Fairway Independent Mortgage Corporation (9). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Yadkin County are linked below.",
  "county": {
    "fips": "37197",
    "name": "Yadkin County",
    "state": "NC"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 47,
    "lenders_10": 2,
    "loans": 113,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 69274,
            "full_name": "Mike Bailey",
            "canonical_url": "https://lendb.ai/lo/mike-bailey-69274",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 69834,
            "full_name": "Denise Maroldy",
            "canonical_url": "https://lendb.ai/lo/denise-maroldy-69834",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 69908,
            "full_name": "Ruth Hudspeth",
            "canonical_url": "https://lendb.ai/lo/ruth-hudspeth-69908",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 571834,
            "full_name": "Amy Lawson",
            "canonical_url": "https://lendb.ai/lo/amy-lawson-571834",
            "branch_city": "Clemmons",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1818615,
            "full_name": "Dillon Edwards",
            "canonical_url": "https://lendb.ai/lo/dillon-edwards-1818615",
            "branch_city": "Clemmons",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 435246,
            "full_name": "Lori Willis",
            "canonical_url": "https://lendb.ai/lo/lori-willis-435246",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 589268,
            "full_name": "Chris Boss",
            "canonical_url": "https://lendb.ai/lo/chris-boss-589268",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1685809,
            "full_name": "Miranda Cummins",
            "canonical_url": "https://lendb.ai/lo/miranda-cummins-1685809",
            "branch_city": "Winston Salem",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 1019,
      "name": "MLD Mortgage Inc.",
      "slug": "mld-mortgage-inc-1019",
      "canonical_url": "https://lendb.ai/lender/mld-mortgage-inc-1019",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}