{
  "canonical_url": "https://lendb.ai/in/ohio/fairfield-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Fairfield County, OH in 2025, 6 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (2), Guaranteed Rate (Rate) (1) and American Financial Resources, LLC (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fairfield County are linked below.",
  "county": {
    "fips": "39045",
    "name": "Fairfield County",
    "state": "OH"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 6,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 493686,
            "full_name": "Mitchell Severance",
            "canonical_url": "https://lendb.ai/lo/mitchell-severance-493686",
            "branch_city": "Pickerington",
            "branch_state": "OH"
          },
          {
            "nmls_id": 226809,
            "full_name": "Loree Lambert",
            "canonical_url": "https://lendb.ai/lo/loree-lambert-226809",
            "branch_city": "Lancaster",
            "branch_state": "OH"
          },
          {
            "nmls_id": 226821,
            "full_name": "Eric Lambert",
            "canonical_url": "https://lendb.ai/lo/eric-lambert-226821",
            "branch_city": "Lancaster",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 80,
        "people": [
          {
            "nmls_id": 488109,
            "full_name": "Greg Rose",
            "canonical_url": "https://lendb.ai/lo/greg-rose-488109",
            "branch_city": "Lancaster",
            "branch_state": "OH"
          },
          {
            "nmls_id": 488111,
            "full_name": "Ron Thomas",
            "canonical_url": "https://lendb.ai/lo/ron-thomas-488111",
            "branch_city": "Lancaster",
            "branch_state": "OH"
          },
          {
            "nmls_id": 264048,
            "full_name": "Steven Coffman",
            "canonical_url": "https://lendb.ai/lo/steven-coffman-264048",
            "branch_city": "New Lexington",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}