{
  "canonical_url": "https://lendb.ai/in/ohio/fairfield-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 58 funded VA home loans in Fairfield County, OH in 2025, 340 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (54), Veterans United Home Loans (37) and Rocket Mortgage (26). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Fairfield County are linked below.",
  "county": {
    "fips": "39045",
    "name": "Fairfield County",
    "state": "OH"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 58,
    "lenders_10": 8,
    "loans": 340,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 54,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 26,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 18,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 493686,
            "full_name": "Mitchell Severance",
            "canonical_url": "https://lendb.ai/lo/mitchell-severance-493686",
            "branch_city": "Pickerington",
            "branch_state": "OH"
          },
          {
            "nmls_id": 226809,
            "full_name": "Loree Lambert",
            "canonical_url": "https://lendb.ai/lo/loree-lambert-226809",
            "branch_city": "Lancaster",
            "branch_state": "OH"
          },
          {
            "nmls_id": 226821,
            "full_name": "Eric Lambert",
            "canonical_url": "https://lendb.ai/lo/eric-lambert-226821",
            "branch_city": "Lancaster",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 1124061,
      "name": "Lower",
      "slug": "lower-1124061",
      "canonical_url": "https://lendb.ai/lender/lower-1124061",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 56,
        "people": [
          {
            "nmls_id": 72595,
            "full_name": "Sheri Bowman",
            "canonical_url": "https://lendb.ai/lo/sheri-bowman-72595",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 827776,
            "full_name": "Todd Ireland",
            "canonical_url": "https://lendb.ai/lo/todd-ireland-827776",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 895044,
            "full_name": "Chris Kirkpatrick",
            "canonical_url": "https://lendb.ai/lo/christopher-kirkpatrick-895044",
            "branch_city": "Columbus",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 173224,
            "full_name": "Daniel Sa",
            "canonical_url": "https://lendb.ai/lo/daniel-sa-173224",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 844523,
            "full_name": "Christopher McDaniel",
            "canonical_url": "https://lendb.ai/lo/christopher-mcdaniel-844523",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1618459,
            "full_name": "Danny Allbritton",
            "canonical_url": "https://lendb.ai/lo/danny-allbritton-1618459",
            "branch_city": "Columbus",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 9,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}