{
  "canonical_url": "https://lendb.ai/in/ohio/lake-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Lake County, OH in 2025, 12 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (6), Union Home Mortgage (1) and Guaranteed Rate (Rate) (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lake County are linked below.",
  "county": {
    "fips": "39085",
    "name": "Lake County",
    "state": "OH"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 0,
    "loans": 12,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 218548,
            "full_name": "Wendy Ruiz",
            "canonical_url": "https://lendb.ai/lo/wendy-ruiz-218548",
            "branch_city": "Painesville",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1099369,
            "full_name": "Paul Muro",
            "canonical_url": "https://lendb.ai/lo/paul-muro-1099369",
            "branch_city": "Mentor",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2404233,
            "full_name": "Mimi Suster",
            "canonical_url": "https://lendb.ai/lo/mimi-suster-2404233",
            "branch_city": "Mentor",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 263062,
            "full_name": "Ken Burnett",
            "canonical_url": "https://lendb.ai/lo/ken-burnett-263062",
            "branch_city": "Concord Township",
            "branch_state": "OH"
          },
          {
            "nmls_id": 263404,
            "full_name": "Joseph Burnett",
            "canonical_url": "https://lendb.ai/lo/joseph-burnett-263404",
            "branch_city": "Concord Township",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1851934,
            "full_name": "Scott Pschirer Jr.",
            "canonical_url": "https://lendb.ai/lo/scott-pschirer-jr-1851934",
            "branch_city": "Concord Township",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3035,
      "name": "VanDyk Mortgage",
      "slug": "vandyk-mortgage-3035",
      "canonical_url": "https://lendb.ai/lender/vandyk-mortgage-3035",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 141868,
      "name": "Ruoff Mortgage",
      "slug": "ruoff-mortgage-141868",
      "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}