{
  "canonical_url": "https://lendb.ai/in/ohio/lorain-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 142 funded conventional home loans in Lorain County, OH in 2025, 3,369 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (513), Huntington National Bank (291) and CrossCountry Mortgage (260). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lorain County are linked below.",
  "county": {
    "fips": "39093",
    "name": "Lorain County",
    "state": "OH"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 142,
    "lenders_10": 49,
    "loans": 3369,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 513,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 291,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 260,
      "includes_brokered": false,
      "loan_officers": {
        "total": 282,
        "people": [
          {
            "nmls_id": 32101,
            "full_name": "Jay Slone",
            "canonical_url": "https://lendb.ai/lo/jay-slone-32101",
            "branch_city": "Lorain",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2687018,
            "full_name": "Dave Cortes",
            "canonical_url": "https://lendb.ai/lo/dave-cortes-2687018",
            "branch_city": "Lorain",
            "branch_state": "OH"
          },
          {
            "nmls_id": 249573,
            "full_name": "Michael Zuren",
            "canonical_url": "https://lendb.ai/lo/michael-zuren-249573",
            "branch_city": "Amherst",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 195,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 178,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1791,
      "name": "Pulte Mortgage",
      "slug": "pulte-mortgage-1791",
      "canonical_url": "https://lendb.ai/lender/pulte-mortgage-1791",
      "loans": 165,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 403245,
      "name": "Fifth Third Bank",
      "slug": "fifth-third-bank-403245",
      "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245",
      "loans": 164,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 110,
      "includes_brokered": true,
      "loan_officers": {
        "total": 87,
        "people": [
          {
            "nmls_id": 264936,
            "full_name": "William DiCapua Jr.",
            "canonical_url": "https://lendb.ai/lo/william-dicapua-264936",
            "branch_city": "Elyria",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1274735,
            "full_name": "Kyle DiCapua",
            "canonical_url": "https://lendb.ai/lo/kyle-dicapua-1274735",
            "branch_city": "Elyria",
            "branch_state": "OH"
          },
          {
            "nmls_id": 351631,
            "full_name": "Christopher Pisano",
            "canonical_url": "https://lendb.ai/lo/christopher-pisano-351631",
            "branch_city": "Huron",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 141868,
      "name": "Ruoff Mortgage",
      "slug": "ruoff-mortgage-141868",
      "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
      "loans": 107,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 832832,
            "full_name": "Lori Fetter",
            "canonical_url": "https://lendb.ai/lo/lori-fetter-832832",
            "branch_city": "Medina",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 75,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1662547,
            "full_name": "Chris Tuttle",
            "canonical_url": "https://lendb.ai/lo/christopher-tuttle-1662547",
            "branch_city": "Lorain",
            "branch_state": "OH"
          },
          {
            "nmls_id": 234363,
            "full_name": "Frank Passafiume",
            "canonical_url": "https://lendb.ai/lo/frank-passafiume-234363",
            "branch_city": "Westlake",
            "branch_state": "OH"
          },
          {
            "nmls_id": 396256,
            "full_name": "Paul Josett",
            "canonical_url": "https://lendb.ai/lo/paul-josett-396256",
            "branch_city": "Strongsville",
            "branch_state": "OH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}