{
  "canonical_url": "https://lendb.ai/in/ohio/lorain-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 101 funded FHA home loans in Lorain County, OH in 2025, 1,140 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (163), Rocket Mortgage (133) and NVR Mortgage (67). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lorain County are linked below.",
  "county": {
    "fips": "39093",
    "name": "Lorain County",
    "state": "OH"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 101,
    "lenders_10": 25,
    "loans": 1140,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 163,
      "includes_brokered": false,
      "loan_officers": {
        "total": 282,
        "people": [
          {
            "nmls_id": 32101,
            "full_name": "Jay Slone",
            "canonical_url": "https://lendb.ai/lo/jay-slone-32101",
            "branch_city": "Lorain",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2687018,
            "full_name": "Dave Cortes",
            "canonical_url": "https://lendb.ai/lo/dave-cortes-2687018",
            "branch_city": "Lorain",
            "branch_state": "OH"
          },
          {
            "nmls_id": 249573,
            "full_name": "Michael Zuren",
            "canonical_url": "https://lendb.ai/lo/michael-zuren-249573",
            "branch_city": "Amherst",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 133,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 67,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 62,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 141868,
      "name": "Ruoff Mortgage",
      "slug": "ruoff-mortgage-141868",
      "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 832832,
            "full_name": "Lori Fetter",
            "canonical_url": "https://lendb.ai/lo/lori-fetter-832832",
            "branch_city": "Medina",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 42,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 87,
        "people": [
          {
            "nmls_id": 264936,
            "full_name": "William DiCapua Jr.",
            "canonical_url": "https://lendb.ai/lo/william-dicapua-264936",
            "branch_city": "Elyria",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1274735,
            "full_name": "Kyle DiCapua",
            "canonical_url": "https://lendb.ai/lo/kyle-dicapua-1274735",
            "branch_city": "Elyria",
            "branch_state": "OH"
          },
          {
            "nmls_id": 351631,
            "full_name": "Christopher Pisano",
            "canonical_url": "https://lendb.ai/lo/christopher-pisano-351631",
            "branch_city": "Huron",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 130662,
      "name": "Northern Mortgage Services, LLC",
      "slug": "northern-mortgage-services-llc-130662",
      "canonical_url": "https://lendb.ai/lender/northern-mortgage-services-llc-130662",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}