{
  "canonical_url": "https://lendb.ai/in/ohio/lorain-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 70 funded VA home loans in Lorain County, OH in 2025, 542 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (86), United Wholesale Mortgage (54) and Rocket Mortgage (49). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lorain County are linked below.",
  "county": {
    "fips": "39093",
    "name": "Lorain County",
    "state": "OH"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 70,
    "lenders_10": 14,
    "loans": 542,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 86,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 54,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 282,
        "people": [
          {
            "nmls_id": 32101,
            "full_name": "Jay Slone",
            "canonical_url": "https://lendb.ai/lo/jay-slone-32101",
            "branch_city": "Lorain",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2687018,
            "full_name": "Dave Cortes",
            "canonical_url": "https://lendb.ai/lo/dave-cortes-2687018",
            "branch_city": "Lorain",
            "branch_state": "OH"
          },
          {
            "nmls_id": 249573,
            "full_name": "Michael Zuren",
            "canonical_url": "https://lendb.ai/lo/michael-zuren-249573",
            "branch_city": "Amherst",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 87,
        "people": [
          {
            "nmls_id": 264936,
            "full_name": "William DiCapua Jr.",
            "canonical_url": "https://lendb.ai/lo/william-dicapua-264936",
            "branch_city": "Elyria",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1274735,
            "full_name": "Kyle DiCapua",
            "canonical_url": "https://lendb.ai/lo/kyle-dicapua-1274735",
            "branch_city": "Elyria",
            "branch_state": "OH"
          },
          {
            "nmls_id": 351631,
            "full_name": "Christopher Pisano",
            "canonical_url": "https://lendb.ai/lo/christopher-pisano-351631",
            "branch_city": "Huron",
            "branch_state": "OH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}