{
  "canonical_url": "https://lendb.ai/in/ohio/lucas-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 120 funded conventional home loans in Lucas County, OH in 2025, 3,547 loans in all, per HMDA, FFIEC/CFPB data. The most active were Huntington National Bank (435), Rocket Mortgage (386) and United Wholesale Mortgage (331). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lucas County are linked below.",
  "county": {
    "fips": "39095",
    "name": "Lucas County",
    "state": "OH"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 120,
    "lenders_10": 36,
    "loans": 3547,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 435,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 386,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 331,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 299,
      "includes_brokered": true,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 137587,
            "full_name": "Liz Terwilliger",
            "canonical_url": "https://lendb.ai/lo/liz-terwilliger-137587",
            "branch_city": "Perrysburg",
            "branch_state": "OH"
          },
          {
            "nmls_id": 140175,
            "full_name": "Stephen Micham",
            "canonical_url": "https://lendb.ai/lo/stephen-micham-140175",
            "branch_city": "Maumee",
            "branch_state": "OH"
          },
          {
            "nmls_id": 234305,
            "full_name": "Cheryl Brown",
            "canonical_url": "https://lendb.ai/lo/cheryl-brown-234305",
            "branch_city": "Maumee",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 403245,
      "name": "Fifth Third Bank",
      "slug": "fifth-third-bank-403245",
      "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245",
      "loans": 249,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399797,
      "name": "KeyBank",
      "slug": "keybank-399797",
      "canonical_url": "https://lendb.ai/lender/keybank-399797",
      "loans": 190,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 150009,
      "name": "Click n' Close, Inc.",
      "slug": "click-n-close-inc-150009",
      "canonical_url": "https://lendb.ai/lender/click-n-close-inc-150009",
      "loans": 161,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1579,
      "name": "Equity Resources, Inc.",
      "slug": "equity-resources-inc-1579",
      "canonical_url": "https://lendb.ai/lender/equity-resources-inc-1579",
      "loans": 146,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 125,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 134763,
            "full_name": "Tina Melody Mahn",
            "canonical_url": "https://lendb.ai/lo/tina-melody-mahn-134763",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 541266,
            "full_name": "Vincent Lyons",
            "canonical_url": "https://lendb.ai/lo/vincent-lyons-541266",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1599771,
            "full_name": "Lyndsay Capozzi",
            "canonical_url": "https://lendb.ai/lo/lyndsay-gilson-1599771",
            "branch_city": "Toledo",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 116,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1720797,
            "full_name": "Shawn Galliers",
            "canonical_url": "https://lendb.ai/lo/shawn-galliers-1720797",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 134660,
            "full_name": "Marty Bihn",
            "canonical_url": "https://lendb.ai/lo/martin-bihn-134660",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 541267,
            "full_name": "Michele Bono",
            "canonical_url": "https://lendb.ai/lo/michele-stuckey-541267",
            "branch_city": "Toledo",
            "branch_state": "OH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}