{
  "canonical_url": "https://lendb.ai/in/ohio/lucas-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Lucas County, OH in 2025, 5 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (2), Fairway Independent Mortgage Corporation (1) and American Financial Resources, LLC (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Lucas County are linked below.",
  "county": {
    "fips": "39095",
    "name": "Lucas County",
    "state": "OH"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 0,
    "loans": 5,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1720797,
            "full_name": "Shawn Galliers",
            "canonical_url": "https://lendb.ai/lo/shawn-galliers-1720797",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 134660,
            "full_name": "Marty Bihn",
            "canonical_url": "https://lendb.ai/lo/martin-bihn-134660",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 541267,
            "full_name": "Michele Bono",
            "canonical_url": "https://lendb.ai/lo/michele-stuckey-541267",
            "branch_city": "Toledo",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 134763,
            "full_name": "Tina Melody Mahn",
            "canonical_url": "https://lendb.ai/lo/tina-melody-mahn-134763",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 541266,
            "full_name": "Vincent Lyons",
            "canonical_url": "https://lendb.ai/lo/vincent-lyons-541266",
            "branch_city": "Toledo",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1599771,
            "full_name": "Lyndsay Capozzi",
            "canonical_url": "https://lendb.ai/lo/lyndsay-gilson-1599771",
            "branch_city": "Toledo",
            "branch_state": "OH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}