{
  "canonical_url": "https://lendb.ai/in/ohio/madison-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 46 funded FHA home loans in Madison County, OH in 2025, 211 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (51), Vanderbilt Mortgage and Finance, Inc. (28) and CrossCountry Mortgage (15). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Madison County are linked below.",
  "county": {
    "fips": "39097",
    "name": "Madison County",
    "state": "OH"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 46,
    "lenders_10": 6,
    "loans": 211,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 51,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 84,
        "people": [
          {
            "nmls_id": 985992,
            "full_name": "Brandon Lay",
            "canonical_url": "https://lendb.ai/lo/brandon-lay-985992",
            "branch_city": "Hilliard",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1067304,
            "full_name": "Coven Molinar",
            "canonical_url": "https://lendb.ai/lo/coven-molinar-1067304",
            "branch_city": "Hilliard",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2083781,
            "full_name": "Kirk Millisor",
            "canonical_url": "https://lendb.ai/lo/kirk-millisor-2083781",
            "branch_city": "Hilliard",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 25,
        "people": [
          {
            "nmls_id": 224079,
            "full_name": "Noah Brader",
            "canonical_url": "https://lendb.ai/lo/noah-brader-224079",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 239170,
            "full_name": "Andrew Deutschle",
            "canonical_url": "https://lendb.ai/lo/andrew-deutschle-239170",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 246454,
            "full_name": "Jeff Ogden",
            "canonical_url": "https://lendb.ai/lo/jeff-ogden-246454",
            "branch_city": "Dublin",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 41,
        "people": [
          {
            "nmls_id": 436047,
            "full_name": "Justus Sharp",
            "canonical_url": "https://lendb.ai/lo/justus-sharp-436047",
            "branch_city": "Grove City",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1786142,
            "full_name": "Chris Brown",
            "canonical_url": "https://lendb.ai/lo/chris-brown-1786142",
            "branch_city": "Worthington",
            "branch_state": "OH"
          },
          {
            "nmls_id": 173224,
            "full_name": "Daniel Sa",
            "canonical_url": "https://lendb.ai/lo/daniel-sa-173224",
            "branch_city": "Columbus",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}