{
  "canonical_url": "https://lendb.ai/in/ohio/miami-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 87 funded conventional home loans in Miami County, OH in 2025, 825 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (89), Fifth Third Bank (66) and Cornerstone First Mortgage (56). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Miami County are linked below.",
  "county": {
    "fips": "39109",
    "name": "Miami County",
    "state": "OH"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 87,
    "lenders_10": 19,
    "loans": 825,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 89,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 403245,
      "name": "Fifth Third Bank",
      "slug": "fifth-third-bank-403245",
      "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245",
      "loans": 66,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 292897,
      "name": "Cornerstone First Mortgage",
      "slug": "cornerstone-first-mortgage-292897",
      "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 525389,
            "full_name": "Holly Hutchison",
            "canonical_url": "https://lendb.ai/lo/holly-hutchison-525389",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          },
          {
            "nmls_id": 424639,
            "full_name": "Allison Cruea",
            "canonical_url": "https://lendb.ai/lo/allison-cruea-424639",
            "branch_city": "Troy",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1211206,
            "full_name": "Amy Frilling",
            "canonical_url": "https://lendb.ai/lo/amy-frilling-1211206",
            "branch_city": "Sidney",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 415830,
            "full_name": "Bill Riley",
            "canonical_url": "https://lendb.ai/lo/william-riley-415830",
            "branch_city": "Springfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1996976,
            "full_name": "Jake Harlow",
            "canonical_url": "https://lendb.ai/lo/jake-harlow-1996976",
            "branch_city": "Springfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 378853,
            "full_name": "Lindsey Baab-Akers",
            "canonical_url": "https://lendb.ai/lo/lindsey-baab-akers-378853",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 406450,
            "full_name": "Todd Tuttle",
            "canonical_url": "https://lendb.ai/lo/todd-tuttle-406450",
            "branch_city": "Huber Heights",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1167439,
            "full_name": "Joseph Beatty",
            "canonical_url": "https://lendb.ai/lo/joseph-beatty-1167439",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2120137,
            "full_name": "Mikal Toliver",
            "canonical_url": "https://lendb.ai/lo/mikal-toliver-2120137",
            "branch_city": "Oakwood",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 32,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}