{
  "canonical_url": "https://lendb.ai/in/ohio/montgomery-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 150 funded conventional home loans in Montgomery County, OH in 2025, 3,858 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (440), Huntington National Bank (309) and Fifth Third Bank (246). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Montgomery County are linked below.",
  "county": {
    "fips": "39113",
    "name": "Montgomery County",
    "state": "OH"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 150,
    "lenders_10": 63,
    "loans": 3858,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 440,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 309,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 403245,
      "name": "Fifth Third Bank",
      "slug": "fifth-third-bank-403245",
      "canonical_url": "https://lendb.ai/lender/fifth-third-bank-403245",
      "loans": 246,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 197,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 179,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 170,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 378853,
            "full_name": "Lindsey Baab-Akers",
            "canonical_url": "https://lendb.ai/lo/lindsey-baab-akers-378853",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          },
          {
            "nmls_id": 428025,
            "full_name": "Drew Huggins",
            "canonical_url": "https://lendb.ai/lo/drew-huggins-428025",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          },
          {
            "nmls_id": 438997,
            "full_name": "Jennifer Zahumensky",
            "canonical_url": "https://lendb.ai/lo/jennifer-zahumensky-438997",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 292897,
      "name": "Cornerstone First Mortgage",
      "slug": "cornerstone-first-mortgage-292897",
      "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
      "loans": 148,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 145,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 2120137,
            "full_name": "Mikal Toliver",
            "canonical_url": "https://lendb.ai/lo/mikal-toliver-2120137",
            "branch_city": "Oakwood",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1167439,
            "full_name": "Joseph Beatty",
            "canonical_url": "https://lendb.ai/lo/joseph-beatty-1167439",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          },
          {
            "nmls_id": 406450,
            "full_name": "Todd Tuttle",
            "canonical_url": "https://lendb.ai/lo/todd-tuttle-406450",
            "branch_city": "Huber Heights",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 124,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 525389,
            "full_name": "Holly Hutchison",
            "canonical_url": "https://lendb.ai/lo/holly-hutchison-525389",
            "branch_city": "Beavercreek",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1937884,
            "full_name": "Michael DiFlora Jr",
            "canonical_url": "https://lendb.ai/lo/michael-diflora-jr-1937884",
            "branch_city": "Miamisburg",
            "branch_state": "OH"
          },
          {
            "nmls_id": 424639,
            "full_name": "Allison Cruea",
            "canonical_url": "https://lendb.ai/lo/allison-cruea-424639",
            "branch_city": "Troy",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 115,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}