{
  "canonical_url": "https://lendb.ai/in/ohio/morrow-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 57 funded conventional home loans in Morrow County, OH in 2025, 284 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (49), Union Home Mortgage (24) and Huntington National Bank (22). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Morrow County are linked below.",
  "county": {
    "fips": "39117",
    "name": "Morrow County",
    "state": "OH"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 57,
    "lenders_10": 9,
    "loans": 284,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 1652847,
            "full_name": "Scott Lill",
            "canonical_url": "https://lendb.ai/lo/scott-lill-1652847",
            "branch_city": "Marion",
            "branch_state": "OH"
          },
          {
            "nmls_id": 187478,
            "full_name": "Joel Tilmant",
            "canonical_url": "https://lendb.ai/lo/joel-tilmant-187478",
            "branch_city": "Mount Vernon",
            "branch_state": "OH"
          },
          {
            "nmls_id": 639470,
            "full_name": "Michelle Wallace",
            "canonical_url": "https://lendb.ai/lo/michelle-wallace-639470",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1124061,
      "name": "Lower",
      "slug": "lower-1124061",
      "canonical_url": "https://lendb.ai/lender/lower-1124061",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 898718,
            "full_name": "Kreg King",
            "canonical_url": "https://lendb.ai/lo/kreg-king-898718",
            "branch_city": "Delaware",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1641365,
            "full_name": "Nick Steinhauer",
            "canonical_url": "https://lendb.ai/lo/james-steinhauer-1641365",
            "branch_city": "Delaware",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 17,
        "people": [
          {
            "nmls_id": 267141,
            "full_name": "Chris Harmon",
            "canonical_url": "https://lendb.ai/lo/chris-harmon-267141",
            "branch_city": "Mount Vernon",
            "branch_state": "OH"
          },
          {
            "nmls_id": 495146,
            "full_name": "Shara Miesse",
            "canonical_url": "https://lendb.ai/lo/shara-miesse-495146",
            "branch_city": "Westerville",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1345275,
            "full_name": "Lindsay Vail",
            "canonical_url": "https://lendb.ai/lo/lindsay-vail-1345275",
            "branch_city": "Mount Vernon",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 216047,
            "full_name": "Vicki Morello",
            "canonical_url": "https://lendb.ai/lo/vicki-morello-216047",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 525331,
            "full_name": "Kathi Holtz",
            "canonical_url": "https://lendb.ai/lo/kathleen-holtz-525331",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 284429,
            "full_name": "Jesse Heath",
            "canonical_url": "https://lendb.ai/lo/jesse-heath-284429",
            "branch_city": "Columbus",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 563506,
            "full_name": "Brianne Vitullo",
            "canonical_url": "https://lendb.ai/lo/brianne-vitullo-563506",
            "branch_city": "Delaware",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1422948,
            "full_name": "Steve Kick",
            "canonical_url": "https://lendb.ai/lo/steve-kick-1422948",
            "branch_city": "Lewis Center",
            "branch_state": "OH"
          },
          {
            "nmls_id": 146800,
            "full_name": "Troy Summers",
            "canonical_url": "https://lendb.ai/lo/troy-summers-146800",
            "branch_city": "Columbus",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 175448,
            "full_name": "Lin Baker",
            "canonical_url": "https://lendb.ai/lo/lin-baker-175448",
            "branch_city": "Ontario",
            "branch_state": "OH"
          },
          {
            "nmls_id": 221164,
            "full_name": "Roy Stevens",
            "canonical_url": "https://lendb.ai/lo/roy-stevens-221164",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 244943,
            "full_name": "Sharon Rawls",
            "canonical_url": "https://lendb.ai/lo/sharon-rawls-244943",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}