{
  "canonical_url": "https://lendb.ai/in/ohio/morrow-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 39 funded FHA home loans in Morrow County, OH in 2025, 111 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (23), Union Home Mortgage (12) and CrossCountry Mortgage (12). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Morrow County are linked below.",
  "county": {
    "fips": "39117",
    "name": "Morrow County",
    "state": "OH"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 39,
    "lenders_10": 3,
    "loans": 111,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 1652847,
            "full_name": "Scott Lill",
            "canonical_url": "https://lendb.ai/lo/scott-lill-1652847",
            "branch_city": "Marion",
            "branch_state": "OH"
          },
          {
            "nmls_id": 187478,
            "full_name": "Joel Tilmant",
            "canonical_url": "https://lendb.ai/lo/joel-tilmant-187478",
            "branch_city": "Mount Vernon",
            "branch_state": "OH"
          },
          {
            "nmls_id": 639470,
            "full_name": "Michelle Wallace",
            "canonical_url": "https://lendb.ai/lo/michelle-wallace-639470",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 175448,
            "full_name": "Lin Baker",
            "canonical_url": "https://lendb.ai/lo/lin-baker-175448",
            "branch_city": "Ontario",
            "branch_state": "OH"
          },
          {
            "nmls_id": 221164,
            "full_name": "Roy Stevens",
            "canonical_url": "https://lendb.ai/lo/roy-stevens-221164",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 244943,
            "full_name": "Sharon Rawls",
            "canonical_url": "https://lendb.ai/lo/sharon-rawls-244943",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 216047,
            "full_name": "Vicki Morello",
            "canonical_url": "https://lendb.ai/lo/vicki-morello-216047",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 525331,
            "full_name": "Kathi Holtz",
            "canonical_url": "https://lendb.ai/lo/kathleen-holtz-525331",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 284429,
            "full_name": "Jesse Heath",
            "canonical_url": "https://lendb.ai/lo/jesse-heath-284429",
            "branch_city": "Columbus",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 141868,
      "name": "Ruoff Mortgage",
      "slug": "ruoff-mortgage-141868",
      "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2101256,
      "name": "Schumacher Mortgage LLC",
      "slug": "schumacher-mortgage-llc-2101256",
      "canonical_url": "https://lendb.ai/lender/schumacher-mortgage-llc-2101256",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}