{
  "canonical_url": "https://lendb.ai/in/ohio/morrow-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 27 funded VA home loans in Morrow County, OH in 2025, 77 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (8), Union Home Mortgage (7) and Freedom Mortgage (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Morrow County are linked below.",
  "county": {
    "fips": "39117",
    "name": "Morrow County",
    "state": "OH"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 27,
    "lenders_10": 0,
    "loans": 77,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 1652847,
            "full_name": "Scott Lill",
            "canonical_url": "https://lendb.ai/lo/scott-lill-1652847",
            "branch_city": "Marion",
            "branch_state": "OH"
          },
          {
            "nmls_id": 187478,
            "full_name": "Joel Tilmant",
            "canonical_url": "https://lendb.ai/lo/joel-tilmant-187478",
            "branch_city": "Mount Vernon",
            "branch_state": "OH"
          },
          {
            "nmls_id": 639470,
            "full_name": "Michelle Wallace",
            "canonical_url": "https://lendb.ai/lo/michelle-wallace-639470",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 32416,
      "name": "Nations Lending",
      "slug": "nations-lending-32416",
      "canonical_url": "https://lendb.ai/lender/nations-lending-32416",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 175448,
            "full_name": "Lin Baker",
            "canonical_url": "https://lendb.ai/lo/lin-baker-175448",
            "branch_city": "Ontario",
            "branch_state": "OH"
          },
          {
            "nmls_id": 221164,
            "full_name": "Roy Stevens",
            "canonical_url": "https://lendb.ai/lo/roy-stevens-221164",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 244943,
            "full_name": "Sharon Rawls",
            "canonical_url": "https://lendb.ai/lo/sharon-rawls-244943",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}