{
  "canonical_url": "https://lendb.ai/in/ohio/ottawa-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 3 funded USDA home loans in Ottawa County, OH in 2025, 3 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (1), Polaris Home Funding Corp. (1) and Click n' Close, Inc. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ottawa County are linked below.",
  "county": {
    "fips": "39123",
    "name": "Ottawa County",
    "state": "OH"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 3,
    "lenders_10": 0,
    "loans": 3,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 263612,
            "full_name": "Brian Smith",
            "canonical_url": "https://lendb.ai/lo/brian-smith-263612",
            "branch_city": "Sandusky",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2100313,
            "full_name": "Greg Kohlhagen",
            "canonical_url": "https://lendb.ai/lo/greg-kohlhagen-2100313",
            "branch_city": "Sandusky",
            "branch_state": "OH"
          },
          {
            "nmls_id": 351631,
            "full_name": "Christopher Pisano",
            "canonical_url": "https://lendb.ai/lo/christopher-pisano-351631",
            "branch_city": "Huron",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 38072,
      "name": "Polaris Home Funding Corp.",
      "slug": "polaris-home-funding-corp-38072",
      "canonical_url": "https://lendb.ai/lender/polaris-home-funding-corp-38072",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 150009,
      "name": "Click n' Close, Inc.",
      "slug": "click-n-close-inc-150009",
      "canonical_url": "https://lendb.ai/lender/click-n-close-inc-150009",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}