{
  "canonical_url": "https://lendb.ai/in/ohio/richland-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Richland County, OH in 2025, 22 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (10), Union Home Mortgage (6) and Fairway Independent Mortgage Corporation (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Richland County are linked below.",
  "county": {
    "fips": "39139",
    "name": "Richland County",
    "state": "OH"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 1,
    "loans": 22,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 175448,
            "full_name": "Lin Baker",
            "canonical_url": "https://lendb.ai/lo/lin-baker-175448",
            "branch_city": "Ontario",
            "branch_state": "OH"
          },
          {
            "nmls_id": 221164,
            "full_name": "Roy Stevens",
            "canonical_url": "https://lendb.ai/lo/roy-stevens-221164",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 244943,
            "full_name": "Sharon Rawls",
            "canonical_url": "https://lendb.ai/lo/sharon-rawls-244943",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 639470,
            "full_name": "Michelle Wallace",
            "canonical_url": "https://lendb.ai/lo/michelle-wallace-639470",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 284950,
            "full_name": "Linda Repp",
            "canonical_url": "https://lendb.ai/lo/linda-repp-284950",
            "branch_city": "Shreve",
            "branch_state": "OH"
          },
          {
            "nmls_id": 187478,
            "full_name": "Joel Tilmant",
            "canonical_url": "https://lendb.ai/lo/joel-tilmant-187478",
            "branch_city": "Mount Vernon",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 267141,
            "full_name": "Chris Harmon",
            "canonical_url": "https://lendb.ai/lo/chris-harmon-267141",
            "branch_city": "Mount Vernon",
            "branch_state": "OH"
          },
          {
            "nmls_id": 374788,
            "full_name": "Dennis Reed",
            "canonical_url": "https://lendb.ai/lo/dennis-reed-374788",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1310493,
            "full_name": "April Rand",
            "canonical_url": "https://lendb.ai/lo/april-rand-1310493",
            "branch_city": "Mansfield",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402435,
      "name": "Huntington National Bank",
      "slug": "huntington-national-bank-402435",
      "canonical_url": "https://lendb.ai/lender/huntington-national-bank-402435",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2425173,
      "name": "Rapid Mortgage, LLC",
      "slug": "rapid-mortgage-llc-2425173",
      "canonical_url": "https://lendb.ai/lender/rapid-mortgage-llc-2425173",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}