{
  "canonical_url": "https://lendb.ai/in/ohio/union-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 50 funded FHA home loans in Union County, OH in 2025, 167 loans in all, per HMDA, FFIEC/CFPB data. The most active were M/I Financial, LLC (16), CrossCountry Mortgage (15) and NFM Lending (14). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Union County are linked below.",
  "county": {
    "fips": "39159",
    "name": "Union County",
    "state": "OH"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 50,
    "lenders_10": 7,
    "loans": 167,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 50684,
      "name": "M/I Financial, LLC",
      "slug": "m-i-financial-llc-50684",
      "canonical_url": "https://lendb.ai/lender/m-i-financial-llc-50684",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 78,
        "people": [
          {
            "nmls_id": 985992,
            "full_name": "Brandon Lay",
            "canonical_url": "https://lendb.ai/lo/brandon-lay-985992",
            "branch_city": "Hilliard",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1067304,
            "full_name": "Coven Molinar",
            "canonical_url": "https://lendb.ai/lo/coven-molinar-1067304",
            "branch_city": "Hilliard",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2083781,
            "full_name": "Kirk Millisor",
            "canonical_url": "https://lendb.ai/lo/kirk-millisor-2083781",
            "branch_city": "Hilliard",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 14,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 216047,
            "full_name": "Vicki Morello",
            "canonical_url": "https://lendb.ai/lo/vicki-morello-216047",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 525331,
            "full_name": "Kathi Holtz",
            "canonical_url": "https://lendb.ai/lo/kathleen-holtz-525331",
            "branch_city": "Columbus",
            "branch_state": "OH"
          },
          {
            "nmls_id": 1786142,
            "full_name": "Chris Brown",
            "canonical_url": "https://lendb.ai/lo/chris-brown-1786142",
            "branch_city": "Worthington",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1124061,
      "name": "Lower",
      "slug": "lower-1124061",
      "canonical_url": "https://lendb.ai/lender/lower-1124061",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 65,
        "people": [
          {
            "nmls_id": 937181,
            "full_name": "Marco Aledia",
            "canonical_url": "https://lendb.ai/lo/marco-aledia-937181",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 962595,
            "full_name": "Eric Gerber",
            "canonical_url": "https://lendb.ai/lo/eric-gerber-962595",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 2068572,
            "full_name": "Josie George",
            "canonical_url": "https://lendb.ai/lo/josie-george-2068572",
            "branch_city": "Dublin",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 28,
        "people": [
          {
            "nmls_id": 224079,
            "full_name": "Noah Brader",
            "canonical_url": "https://lendb.ai/lo/noah-brader-224079",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 239170,
            "full_name": "Andrew Deutschle",
            "canonical_url": "https://lendb.ai/lo/andrew-deutschle-239170",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 246454,
            "full_name": "Jeff Ogden",
            "canonical_url": "https://lendb.ai/lo/jeff-ogden-246454",
            "branch_city": "Dublin",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}