{
  "canonical_url": "https://lendb.ai/in/ohio/union-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Union County, OH in 2025, 4 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (1), Newrez (1) and Ruoff Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Union County are linked below.",
  "county": {
    "fips": "39159",
    "name": "Union County",
    "state": "OH"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 0,
    "loans": 4,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 28,
        "people": [
          {
            "nmls_id": 224079,
            "full_name": "Noah Brader",
            "canonical_url": "https://lendb.ai/lo/noah-brader-224079",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 239170,
            "full_name": "Andrew Deutschle",
            "canonical_url": "https://lendb.ai/lo/andrew-deutschle-239170",
            "branch_city": "Dublin",
            "branch_state": "OH"
          },
          {
            "nmls_id": 246454,
            "full_name": "Jeff Ogden",
            "canonical_url": "https://lendb.ai/lo/jeff-ogden-246454",
            "branch_city": "Dublin",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 141868,
      "name": "Ruoff Mortgage",
      "slug": "ruoff-mortgage-141868",
      "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 497698,
            "full_name": "Ryan Miracle",
            "canonical_url": "https://lendb.ai/lo/ryan-miracle-497698",
            "branch_city": "Columbus",
            "branch_state": "OH"
          }
        ]
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 657898,
            "full_name": "Rhonda Clark",
            "canonical_url": "https://lendb.ai/lo/rhonda-clark-657898",
            "branch_city": "Upper Arlington",
            "branch_state": "OH"
          },
          {
            "nmls_id": 858787,
            "full_name": "Michelle Fry",
            "canonical_url": "https://lendb.ai/lo/michelle-fry-858787",
            "branch_city": "Upper Arlington",
            "branch_state": "OH"
          },
          {
            "nmls_id": 470707,
            "full_name": "Bill Channell",
            "canonical_url": "https://lendb.ai/lo/bill-channell-470707",
            "branch_city": "Upper Arlington",
            "branch_state": "OH"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}