{
  "canonical_url": "https://lendb.ai/in/oklahoma/bryan-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 8 funded USDA home loans in Bryan County, OK in 2025, 16 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (9), Churchill Mortgage (1) and Guaranteed Rate (Rate) (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bryan County are linked below.",
  "county": {
    "fips": "40013",
    "name": "Bryan County",
    "state": "OK"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 8,
    "lenders_10": 0,
    "loans": 16,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 2676997,
            "full_name": "Melissa Cecil",
            "canonical_url": "https://lendb.ai/lo/melissa-cecil-2676997",
            "branch_city": "Durant",
            "branch_state": "OK"
          },
          {
            "nmls_id": 231244,
            "full_name": "Sabrina Wegley",
            "canonical_url": "https://lendb.ai/lo/sabrina-wegley-231244",
            "branch_city": "Bonham",
            "branch_state": "TX"
          },
          {
            "nmls_id": 231122,
            "full_name": "Michelle Castle",
            "canonical_url": "https://lendb.ai/lo/michelle-castle-231122",
            "branch_city": "Sherman",
            "branch_state": "TX"
          }
        ]
      }
    },
    {
      "nmls_id": 1591,
      "name": "Churchill Mortgage",
      "slug": "churchill-mortgage-1591",
      "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 32139,
      "name": "Southwest Funding, LP",
      "slug": "southwest-funding-lp-32139",
      "canonical_url": "https://lendb.ai/lender/southwest-funding-lp-32139",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 175656,
      "name": "American Portfolio Mortgage Corporation",
      "slug": "american-portfolio-mortgage-corporation-175656",
      "canonical_url": "https://lendb.ai/lender/american-portfolio-mortgage-corporation-175656",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}