{
  "canonical_url": "https://lendb.ai/in/oregon/clatsop-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 81 funded conventional home loans in Clatsop County, OR in 2025, 446 loans in all, per HMDA, FFIEC/CFPB data. The most active were Golden Empire Mortgage, Inc. (51), Rocket Mortgage (38) and Fairway Independent Mortgage Corporation (35). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Clatsop County are linked below.",
  "county": {
    "fips": "41007",
    "name": "Clatsop County",
    "state": "OR"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 81,
    "lenders_10": 11,
    "loans": 446,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 2427,
      "name": "Golden Empire Mortgage, Inc.",
      "slug": "golden-empire-mortgage-inc-2427",
      "canonical_url": "https://lendb.ai/lender/golden-empire-mortgage-inc-2427",
      "loans": 51,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 222493,
            "full_name": "Gregory Cross",
            "canonical_url": "https://lendb.ai/lo/gregory-cross-222493",
            "branch_city": "Astoria",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 38,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1605853,
            "full_name": "Adam Israel",
            "canonical_url": "https://lendb.ai/lo/adam-israel-1605853",
            "branch_city": "Seaside",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 30,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1591,
      "name": "Churchill Mortgage",
      "slug": "churchill-mortgage-1591",
      "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1645237,
            "full_name": "Demi Lund",
            "canonical_url": "https://lendb.ai/lo/demi-lund-1645237",
            "branch_city": "Astoria",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 109738,
      "name": "Nations Direct Mortgage, LLC",
      "slug": "nations-direct-mortgage-llc-109738",
      "canonical_url": "https://lendb.ai/lender/nations-direct-mortgage-llc-109738",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}