{
  "canonical_url": "https://lendb.ai/in/oregon/columbia-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 37 funded VA home loans in Columbia County, OR in 2025, 139 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (29), Veterans United Home Loans (25) and Guild Mortgage (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Columbia County are linked below.",
  "county": {
    "fips": "41009",
    "name": "Columbia County",
    "state": "OR"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 37,
    "lenders_10": 4,
    "loans": 139,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 29,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 112867,
            "full_name": "Peggy Pense",
            "canonical_url": "https://lendb.ai/lo/peggy-pense-112867",
            "branch_city": "Scappoose",
            "branch_state": "OR"
          },
          {
            "nmls_id": 326254,
            "full_name": "Amy Moore",
            "canonical_url": "https://lendb.ai/lo/amy-moore-326254",
            "branch_city": "Scappoose",
            "branch_state": "OR"
          },
          {
            "nmls_id": 115282,
            "full_name": "Matthew Merrill",
            "canonical_url": "https://lendb.ai/lo/matthew-merrill-115282",
            "branch_city": "Vancouver",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 109738,
      "name": "Nations Direct Mortgage, LLC",
      "slug": "nations-direct-mortgage-llc-109738",
      "canonical_url": "https://lendb.ai/lender/nations-direct-mortgage-llc-109738",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 17,
        "people": [
          {
            "nmls_id": 80957,
            "full_name": "Brenen Palmersheim",
            "canonical_url": "https://lendb.ai/lo/brenen-palmersheim-80957",
            "branch_city": "Vancouver",
            "branch_state": "WA"
          },
          {
            "nmls_id": 582884,
            "full_name": "Aaron Hicks",
            "canonical_url": "https://lendb.ai/lo/aaron-hicks-582884",
            "branch_city": "Vancouver",
            "branch_state": "WA"
          },
          {
            "nmls_id": 1704735,
            "full_name": "Justin Zakariassen",
            "canonical_url": "https://lendb.ai/lo/justin-zakariassen-1704735",
            "branch_city": "Vancouver",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 134942,
            "full_name": "Keely Matteo",
            "canonical_url": "https://lendb.ai/lo/keely-matteo-134942",
            "branch_city": "Vancouver",
            "branch_state": "WA"
          },
          {
            "nmls_id": 290608,
            "full_name": "Ryan McCracken",
            "canonical_url": "https://lendb.ai/lo/ryan-mccracken-290608",
            "branch_city": "Vancouver",
            "branch_state": "WA"
          },
          {
            "nmls_id": 300250,
            "full_name": "Cody Steinmann",
            "canonical_url": "https://lendb.ai/lo/cody-steinmann-300250",
            "branch_city": "Vancouver",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3317,
      "name": "Village Capital & Investment LLC",
      "slug": "village-capital-investment-llc-3317",
      "canonical_url": "https://lendb.ai/lender/village-capital-investment-llc-3317",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}