{
  "canonical_url": "https://lendb.ai/in/oregon/deschutes-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 155 funded conventional home loans in Deschutes County, OR in 2025, 3,071 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (291), United Wholesale Mortgage (198) and Guild Mortgage (192). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Deschutes County are linked below.",
  "county": {
    "fips": "41017",
    "name": "Deschutes County",
    "state": "OR"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 155,
    "lenders_10": 52,
    "loans": 3071,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 291,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 198,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 192,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 150200,
            "full_name": "Kenton Niles Powell",
            "canonical_url": "https://lendb.ai/lo/kenton-powell-150200",
            "branch_city": "Bend",
            "branch_state": "OR"
          },
          {
            "nmls_id": 246290,
            "full_name": "Matt Vogel",
            "canonical_url": "https://lendb.ai/lo/matt-vogel-246290",
            "branch_city": "Bend",
            "branch_state": "OR"
          },
          {
            "nmls_id": 302178,
            "full_name": "Ginny Schider",
            "canonical_url": "https://lendb.ai/lo/ginny-schider-302178",
            "branch_city": "Bend",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 1121650,
      "name": "The Loan Store, Inc.",
      "slug": "the-loan-store-inc-1121650",
      "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650",
      "loans": 190,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 144,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 137,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1059276,
            "full_name": "Rachelle Thomas",
            "canonical_url": "https://lendb.ai/lo/rachelle-thomas-1059276",
            "branch_city": "Bend",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1842334,
            "full_name": "JT Ramsey",
            "canonical_url": "https://lendb.ai/lo/jt-ramsey-1842334",
            "branch_city": "Bend",
            "branch_state": "OR"
          },
          {
            "nmls_id": 419015,
            "full_name": "Jennifer Forsey",
            "canonical_url": "https://lendb.ai/lo/jennifer-forsey-419015",
            "branch_city": "Bend",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 127,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 120,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 400418,
            "full_name": "Josh Alexander",
            "canonical_url": "https://lendb.ai/lo/josh-alexander-400418",
            "branch_city": "Bend",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1542061,
            "full_name": "Kristin Jeffries",
            "canonical_url": "https://lendb.ai/lo/kristin-jeffries-1542061",
            "branch_city": "Bend",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 115,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 403845,
            "full_name": "Derek Bickel",
            "canonical_url": "https://lendb.ai/lo/derek-bickel-403845",
            "branch_city": "Bend",
            "branch_state": "OR"
          },
          {
            "nmls_id": 789031,
            "full_name": "Julie Nash",
            "canonical_url": "https://lendb.ai/lo/julie-nash-789031",
            "branch_city": "Bend",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1482184,
            "full_name": "Skyler Overby",
            "canonical_url": "https://lendb.ai/lo/skyler-overby-1482184",
            "branch_city": "Bend",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 114,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}