{
  "canonical_url": "https://lendb.ai/in/oregon/jackson-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 62 funded FHA home loans in Jackson County, OR in 2025, 471 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (73), Guild Mortgage (61) and United Wholesale Mortgage (58). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jackson County are linked below.",
  "county": {
    "fips": "41029",
    "name": "Jackson County",
    "state": "OR"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 62,
    "lenders_10": 11,
    "loans": 471,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 73,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 996160,
            "full_name": "Tyler Beard",
            "canonical_url": "https://lendb.ai/lo/tyler-beard-996160",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 101846,
            "full_name": "James Beard",
            "canonical_url": "https://lendb.ai/lo/james-beard-101846",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 1832804,
            "full_name": "James White III",
            "canonical_url": "https://lendb.ai/lo/james-white-iii-1832804",
            "branch_city": "Medford",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 61,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 248680,
            "full_name": "Tonya Marie Higson Hecker",
            "canonical_url": "https://lendb.ai/lo/tonya-marie-higson-hecker-248680",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 254298,
            "full_name": "Gina Clyburn",
            "canonical_url": "https://lendb.ai/lo/gina-clyburn-254298",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 256823,
            "full_name": "Tamara Lynn Mitchell",
            "canonical_url": "https://lendb.ai/lo/tamara-lynn-mitchell-256823",
            "branch_city": "Medford",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 205706,
            "full_name": "Mike Newmann",
            "canonical_url": "https://lendb.ai/lo/michael-newmann-205706",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 2077766,
            "full_name": "Kevin Campbell",
            "canonical_url": "https://lendb.ai/lo/james-campbell-2077766",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 89520,
            "full_name": "Mary Shields",
            "canonical_url": "https://lendb.ai/lo/mary-shields-89520",
            "branch_city": "Medford",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 231346,
            "full_name": "Derek Kane",
            "canonical_url": "https://lendb.ai/lo/derek-kane-231346",
            "branch_city": "Medford",
            "branch_state": "OR"
          },
          {
            "nmls_id": 406308,
            "full_name": "Michael Sallee",
            "canonical_url": "https://lendb.ai/lo/michael-sallee-406308",
            "branch_city": "Ashland",
            "branch_state": "OR"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 32416,
      "name": "Nations Lending",
      "slug": "nations-lending-32416",
      "canonical_url": "https://lendb.ai/lender/nations-lending-32416",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}